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M&T Bank MTB Year three

Year three at other companies

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$559.48M+6.6%
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$1.73B-32.6%
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$1.36B+3.4%
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Other financials

Income statement

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Revenue$2.4B+5.9%
Net income$664.0M+13.7%
EPS (diluted)$4.13+24.4%

Balance sheet

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Cash & equivalents$16.3B-28.2%
Total debt$26.8B+97.7%
Total equity$28.0B-3.5%
Total assets$214.74B+2.1%

Cash flow

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Operating cash flow$1.0B+59.4%
CapEx$96.0M+284%
Free cash flow$916.0M+50.2%

Valuation

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Market cap$34.86B+12.6%
Enterprise value$45.33B+0.2%
P/E11.9×+0.4×
P/S3.6×+0.3×

Profitability

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Net margin29.8%+1.5pp
FCF margin32.2%-5.2pp

Returns & leverage

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Return on equity10.3%+0.9pp
Debt / equity+0.5×

Where this comes from

Reported directly by M&T Bank in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear.

The official record: M&T Bank’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is M&T Bank's year three?
M&T Bank (MTB) reported year three of $13.55B in Q1 2026.
How has M&T Bank's year three changed year-over-year?
M&T Bank's year three decreased by 4.7% year-over-year, from $14.21B to $13.55B.
What is the long-term trend for M&T Bank's year three?
Over 2 years (2023 to 2025), M&T Bank's year three has grown at a -12.9% compound annual growth rate (CAGR), from $15.03B to $11.39B.
What does year three mean?
Represents the portion of other financing receivables scheduled to mature or be collected in the third year from the reporting date. This metric helps analysts assess the long-term liquidity profile and cash flow timing of non-traditional loan portfolios.