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Northeast Community Bancorp NECB Q4 2025 Annual earnings

Reported January 28, 2026 · Before market open

Revenue$26.4MMiss by $700.0K
EPS$0.79Miss by $0.06
Revenue estimate$27.1M
EPS estimate$0.85

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$27.1M
EPS estimate$0.82

Financials

Q4 2025

Income statement

See full
Revenue$26.4M+3.9%
Net income$10.8M+5.8%
EPS (diluted)$0.78+5.4%

Balance sheet

See full
Cash & equivalents$81.2M+3.7%
Total debt$75.2M+1,495%
Total equity$351.7M+10.5%
Total assets$2.1B+2.7%

Cash flow

See full
Operating cash flow$12.0M+17.0%
CapEx$172.0K+22.9%
Free cash flow$11.8M+16.9%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$304.87M-1.9%
Enterprise value$298.92M+26.0%
P/E6.9×+0.3×
P/S2.9×0.0×

Profitability

See full
Net margin42.4%-2.2pp
FCF margin48.5%+2.9pp

Returns & leverage

See full
Return on equity13.3%-2.5pp
Debt / equity0.2×+0.2×

Versus estimates

Revenue

Q2 2026$25.9MBeat by $171.0KQ1 2026$24.9MMiss by $1.5M
Q4 2025$26.4MMiss by $700.0K
Q3 2025$26.2MMiss by $1.2MQ2 2025$25.2MMiss by $1.6MQ1 2025$25.5MBeat by $14.0K

Diluted EPS

Q2 2026$0.72Miss by $0.04Q1 2026$0.74Miss by $0.01
Q4 2025$0.79Miss by $0.06
Q3 2025$0.87Beat by $0.03Q2 2025$0.82Beat by $0.03Q1 2025$0.78Beat by $0.01

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Questions, answered.

When did Northeast Community Bancorp report Q4 2025 earnings?
Northeast Community Bancorp (NECB) reported Q4 2025 earnings on January 28, 2026 before market open.
What were Northeast Community Bancorp's Q4 2025 revenue and EPS?
Northeast Community Bancorp reported revenue of $26.4M and eps of $0.79 for Q4 2025.
Did Northeast Community Bancorp beat estimates in Q4 2025?
Revenue missed the consensus estimate of $27.1M by $700.0K. EPS missed the consensus estimate of $0.85 by $0.06.
How did Northeast Community Bancorp's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 6.7% from $24.8M a year earlier and eps declined 1.3% from $0.80.
Where can I find Northeast Community Bancorp's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001104659-26-006703) and the 10-K periodic report (0001104659-26-027566) directly on SEC EDGAR. The filing index links above go to sec.gov.