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Northeast Community Bancorp

NECB

Northeast Community Bancorp, Inc. is a community-oriented financial institution that operates as the holding company for NorthEast Community Bank.

Market cap
$378.32M+53.7%
Revenue$104.3M-1.2%
Net income$43.8M-5.3%
Free cash flow$50.6M+10.3%
EPS (diluted)$3.21-6.7%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$27.1M
EPS estimate$0.82

Financials

Q1 2026

Income statement

See full
Revenue$24.9M-2.2%
Net income$10.0M-5.8%
EPS (diluted)$0.74-5.1%

Balance sheet

See full
Cash & equivalents$76.2M-14.8%
Total debt$25.1M+446%
Total equity$356.3M+8.9%
Total assets$2.0B+4.7%

Cash flow

See full
Operating cash flow$10.4M-4.6%
CapEx$98.0K-74.3%
Free cash flow$10.3M-2.1%

Valuation & ratios

Valuation

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Market cap$378.32M+53.7%
Enterprise value$327.18M-1.3%
P/E8.6×+3.0×
P/S3.6×+1.2×

Profitability

See full
Net margin42%-1.8pp
FCF margin48.6%+5.1pp

Returns & leverage

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Return on equity12.8%-2.2pp
Debt / equity0.1×+0.1×

Competitors

Profile

Northeast Community Bancorp, Inc. is a community-oriented financial institution that operates as the holding company for NorthEast Community Bank. The company specializes in providing financing for construction projects and commercial real estate, primarily serving high-absorption and homogeneous residential markets. Its core value proposition centers on local market expertise and personalized service for developers and property owners in the New York and Massachusetts metropolitan areas.

Competitive position

A specialized regional lender focused on niche high-absorption construction markets in the Northeast. It competes through a personal service philosophy and long-standing local relationships rather than scale.

GeographiesNew York, Massachusetts, New Jersey
Customer segmentsReal Estate Developers, Small Businesses, Retail Consumers
Business modelInterest-based Lending, Relationship Banking
SuppliersRetail Depositors, Wholesale Funding Markets, Federal Home Loan Bank (FHLB) of New York, Independent Appraisers, Construction Inspectors
CustomersReal Estate Developers, Residential Property Managers, Small Business Owners, Mortgage Brokers
Listed2006
Employees141.0
CEOKenneth A. Martinek
Websitenecb.com
FilingsSEC EDGAR

Questions, answered.

What is Northeast Community Bancorp's market cap?
Northeast Community Bancorp (NECB) has a market capitalization of $378.3M and trades on NASDAQ.
What is Northeast Community Bancorp's revenue and profitability?
Northeast Community Bancorp generated $104.3M in trailing twelve-month revenue with net income of $43.8M, representing a net margin of 42.0%, with free cash flow of $50.6M. These figures are based on the Q1 2026 filing.
Who are Northeast Community Bancorp's competitors?
Northeast Community Bancorp's key competitors include NB Bancorp, Inc. Common Stock, ECB Bancorp, Inc. Common Stock, JPMorgan Chase & Co., and others. These companies compete in similar markets and product categories.
What subsidiaries does Northeast Community Bancorp have?
Northeast Community Bancorp's subsidiaries include NorthEast Community Bank.
Where is Northeast Community Bancorp headquartered?
Northeast Community Bancorp is headquartered in United States of America and employs approximately 141 people. It has been publicly traded since 2006.