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Northeast Community Bancorp NECB Business Segments — Occupancy Net

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Other financials

Income statement

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Revenue$25.3M-2.5%
Net income$9.8M-12.3%
EPS (diluted)$0.72-12.2%

Balance sheet

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Cash & equivalents$73.4M+23.6%
Total debt$194.9M+39.1%
Total equity$362.6M+7.7%
Total assets$2.1B+7.2%

Cash flow

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Operating cash flow$12.8M-18.1%
CapEx$133.0K-82.3%
Free cash flow$12.7M-14.9%

Valuation

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Market cap$367.44M+38.1%
Enterprise value$488.94M+41.0%
P/E8.7×+2.7×
P/S3.6×+1.0×

Profitability

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Net margin40.9%-1.8pp
FCF margin46.7%-0.9pp

Returns & leverage

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Return on equity12.1%-1.9pp
Debt / equity0.5×+0.1×

Where this comes from

Reported directly by Northeast Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Northeast Community Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 8:54 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092404
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total non-interest income6428581,4382,093
Non-interest expense:
Salaries and employee benefits5,8175,65011,98911,583
Occupancy expense7877431,6611,489
Equipment221253444470
Outside data processing7257581,5211,494
Advertising4312386225
Real estate owned expense247277

Item 1. Financial Statements

FAQ

What is Northeast Community Bancorp's business segments — occupancy net?
Northeast Community Bancorp (NECB) reported business segments — occupancy net of $787K in Q2 2026.
How has Northeast Community Bancorp's business segments — occupancy net changed year-over-year?
Northeast Community Bancorp's business segments — occupancy net increased by 5.9% year-over-year, from $743K to $787K.
What is the long-term trend for Northeast Community Bancorp's business segments — occupancy net?
Over 2 years (2023 to 2025), Northeast Community Bancorp's business segments — occupancy net has grown at a 7.4% compound annual growth rate (CAGR), from $2.6M to $2.99M.
What does business segments — occupancy net mean?
This represents the net costs associated with maintaining physical branch locations and office facilities, including rent, utilities, and maintenance. It serves as a measure of the overhead required to maintain a physical presence in the market.

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