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Nelnet NNI Nelnet Bank — Interest Income (Expense), Operating

Other segment segments

Asset Generation and Management
$67.46M+27.4%
Education Technology Services and Payments (ETSP)
$6.12M-11.8%
Loan Servicing and Systems (LSS)
$591K-18.0%

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$268.68M+41.4%

Other financials

Income statement

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Net income$71.1M-13.8%
EPS (diluted)$1.97-12.8%

Balance sheet

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Cash & equivalents$240.0M+8.8%
Total debt$7.7B-11.1%
Total equity$3.7B+9.1%
Total assets$14.2B-0.1%

Cash flow

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Operating cash flow$73.1M-19.8%
CapEx$11.6M+242%
Free cash flow$61.6M-29.9%

Valuation

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Market cap$4.68B+14.9%

Returns & leverage

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Return on equity11.7%+5.9pp
Debt / equity2.1×-0.5×

Where this comes from

Reported directly by Nelnet in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Nelnet’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Nelnet's nelnet bank — interest income (expense), operating?
Nelnet (NNI) reported nelnet bank — interest income (expense), operating of $17.83M in Q1 2026.
How has Nelnet's nelnet bank — interest income (expense), operating changed year-over-year?
Nelnet's nelnet bank — interest income (expense), operating increased by 43.9% year-over-year, from $12.39M to $17.83M.
What is the long-term trend for Nelnet's nelnet bank — interest income (expense), operating?
Over 4 years (2021 to 2025), Nelnet's nelnet bank — interest income (expense), operating has grown at a 75.9% compound annual growth rate (CAGR), from $6.21M to $59.42M.
What does nelnet bank — interest income (expense), operating mean?
Represents the net interest income or expense derived from the bank's core lending and deposit-taking activities before accounting for loan loss provisions. It serves as a fundamental measure of the bank's ability to manage the spread between interest earned on assets and interest paid on liabilities. This metric is a core indicator of the bank's operational efficiency.