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Hawthorn Bancshares HWBK Bank — Interest Income (Expense), Operating

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Other financials

Income statement

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Revenue$20.2M+7.7%
Net income$5.7M+6.7%
EPS (diluted)$0.83+7.8%

Balance sheet

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Cash & equivalents$101.9M-0.3%
Total debt$4.9M+60.5%
Total equity$175.4M+14.3%
Total assets$1.9B-1.5%

Cash flow

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Operating cash flow$8.0M+39.0%
CapEx$1.9M+588%
Free cash flow$6.1M+11.7%

Valuation

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Market cap$271.04M+39.8%
Enterprise value$173.98M+81.8%
P/E11.2×+1.8×
P/S3.3×+0.7×

Profitability

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Net margin29.6%+3.6pp
FCF margin29.7%-1.5pp

Returns & leverage

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Return on equity14.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hawthorn Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Hawthorn Bancshares’s 10-K, filed March 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hawthorn Bancshares's bank — interest income (expense), operating?
Hawthorn Bancshares (HWBK) reported bank — interest income (expense), operating of $17.29M in Q4 2025.
How has Hawthorn Bancshares's bank — interest income (expense), operating changed year-over-year?
Hawthorn Bancshares's bank — interest income (expense), operating increased by 10.9% year-over-year, from $15.59M to $17.29M.
What is the long-term trend for Hawthorn Bancshares's bank — interest income (expense), operating?
Over 2 years (2023 to 2025), Hawthorn Bancshares's bank — interest income (expense), operating has grown at a 5.0% compound annual growth rate (CAGR), from $62.69M to $69.17M.
What does bank — interest income (expense), operating mean?
This represents the net interest income or expense derived from the bank's core lending and deposit-taking activities. It measures the profitability of the bank's primary business model before accounting for non-interest expenses or credit losses. This is a fundamental metric for assessing the core operational performance of a financial institution.