Skip to content
Screener

NI Holdings NODK Non Standard Auto — Other Underwriting Expense

Other segment segments

Private Passenger Auto
$3.04M+21.9%
Crop
$1.08M+99.4%
All Other
$529K+501%

Similar metrics at other companies

Palomar Holdings, Inc. logo
PLMROther Underwriting Expense
$69.43M+52.5%
KIN
KINSOther Underwriting Expense
$8.66M+12.0%
BH
BHOther Underwriting Expense
$15.13M-5.0%
Markel logo
MKLFinancial — Other Underwriting Expense
$17.45M-9.2%
Markel logo
MKLIndustrial — Other Underwriting Expense
$0
Markel logo
MKLMarkel Insurance — Other Underwriting Expense
$297.78M-6.8%

Other financials

Income statement

See full
Revenue$70.2M-7.7%
Gross profit$15.7M-13.5%
Net income$146.0K+101%
EPS (diluted)$0.01+102%

Balance sheet

See full
Cash & equivalents$51.6M-9.1%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$543.1M-12.4%

Cash flow

See full
Operating cash flow-$1.9M-119%
CapEx$19.0K-88.3%
Free cash flow-$1.9M-119%

Valuation

See full
Market cap$313.01M+19.6%
P/E40×
P/S1.2×+0.3×

Profitability

See full
Gross margin30.2%-1.8pp
Net margin2.9%
FCF margin-2.4%

Returns & leverage

See full
Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:OtherUnderwritingExpense.

The source filing: NI Holdings’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001174947-26-000777
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Expenses:
Losses and loss adjustment expenses48,41766,60771,773105,132
Amortization of deferred policy acquisition costs12,23616,37424,12232,902
Other underwriting and general expenses9,3518,40018,00117,032
Total expenses70,00491,381113,896155,066
Income (loss) before income taxes230(15,324)15,940(7,575)
Income tax expense (benefit)84(3,273)3,286(1,984)
Net income (loss)$146$(12,051)$12,654$(5,591)

Item 1. - Financial Statements

FAQ

What is NI Holdings's non standard auto — other underwriting expense?
NI Holdings (NODK) reported non standard auto — other underwriting expense of $757K in Q2 2026.
How has NI Holdings's non standard auto — other underwriting expense changed year-over-year?
NI Holdings's non standard auto — other underwriting expense decreased by 65.3% year-over-year, from $2.18M to $757K.
What is the long-term trend for NI Holdings's non standard auto — other underwriting expense?
Over 3 years (2022 to 2025), NI Holdings's non standard auto — other underwriting expense has grown at a 7.5% compound annual growth rate (CAGR), from $6.17M to $7.66M.
What does non standard auto — other underwriting expense mean?
Includes miscellaneous costs directly associated with the underwriting process that are not classified as general administrative expenses. Monitoring this helps evaluate the operational efficiency of the segment's underwriting activities.

Ask your AI about NI Holdings's non standard auto — other underwriting expense.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude