NI Holdings NODK Private Passenger Auto — Combined Ratio
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Where this comes from
Reported directly by NI Holdings in its filing.
Tagged under the XBRL concept us-gaap:CombinedRatio.
The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is NI Holdings's private passenger auto — combined ratio?
- NI Holdings (NODK) reported private passenger auto — combined ratio of 80.7% in Q1 2026.
- How has NI Holdings's private passenger auto — combined ratio changed year-over-year?
- NI Holdings's private passenger auto — combined ratio decreased by 12.5% year-over-year, from 92.2% to 80.7%.
- What does private passenger auto — combined ratio mean?
- The combined ratio is the sum of the loss ratio and the underwriting expense ratio, representing the total cost of insurance operations relative to premiums earned. A ratio below 100% indicates that the segment is generating an underwriting profit, while a ratio above 100% indicates an underwriting loss.