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NI Holdings NODK Private Passenger Auto — Gross Profit

Other segment segments

Home And Farm
$15.33M+10.0%
All Other
$4.38M+115%
Non Standard Auto
$22K-99.4%

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SKWDProperty & Casualty — Net earned premiums
$323.99M+25.0%

Other financials

Income statement

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Revenue$59.6M-16.6%
Gross profit$15.7M-13.5%
Net income$12.5M+93.6%
EPS (diluted)$0.60+93.5%

Balance sheet

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Cash & equivalents$57.7M+0.9%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$492.1M-6.3%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$42.0K+110%
Free cash flow-$1.9M-119%

Valuation

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Market cap$324.43M+26.1%
P/S1.2×+0.4×

Profitability

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Gross margin30.2%-1.8pp
Net margin-1.6%
FCF margin-2.4%

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:GrossProfit.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's private passenger auto — gross profit?
NI Holdings (NODK) reported private passenger auto — gross profit of $12M in Q1 2026.
How has NI Holdings's private passenger auto — gross profit changed year-over-year?
NI Holdings's private passenger auto — gross profit increased by 31.0% year-over-year, from $9.16M to $12M.
What is the long-term trend for NI Holdings's private passenger auto — gross profit?
Over 4 years (2021 to 2025), NI Holdings's private passenger auto — gross profit has grown at a 29.3% compound annual growth rate (CAGR), from $12.81M to $35.77M.
What does private passenger auto — gross profit mean?
The difference between net premiums earned and the net policyholder benefits and claims incurred. This metric measures the core underwriting margin generated by the segment before accounting for operating and acquisition expenses.