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NI Holdings NODK Impact of assumptions updates and model changes
Discontinued — last reported Q3 '25
Impact of assumptions updates and model changes at other companies
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Where this comes from
Reported directly by NI Holdings in its filing.
Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostAmortizationExpenseAssumptionChange.
The source filing: NI Holdings’s 10-Q, filed November 7, 2025.
- Filed
- Nov 7, 2025
- Fiscal quarter
- Q3 FY2025
- Calendar quarter
- Q3 2025
- Accession
- 0001174947-25-001356
| Line item | Private Passenger Auto | Non-Standard Auto | Home and Farm | Crop | All Other | Total |
|---|---|---|---|---|---|---|
| Ceded losses and loss adjustment expenses | (1,550) | — | 3,527 | (2,002) | (2,129) | (2,154) |
| Net losses and loss adjustment expenses | 14,114 | 15,380 | 18,556 | 5,339 | 2,808 | 56,197 |
| Gross margin | 9,092 | (4,521) | 5,086 | 5,025 | 1,026 | 15,708 |
| Amortization of deferred policy acquisition costs | 3,957 | 3,055 | 4,710 | 1,370 | 633 | 13,725 |
| Other underwriting and general expenses (1) | 2,608 | 1,888 | 3,127 | 368 | 513 | 8,504 |
| Underwriting and general expenses | 6,565 | 4,943 | 7,837 | 1,738 | 1,146 | 22,229 |
| Underwriting gain (loss) | 2,527 | (9,464) | (2,751) | 3,287 | (120) | (6,521) |
| Fee and other income | 261 |
Item 1. - Financial Statements
FAQ
- What is NI Holdings's impact of assumptions updates and model changes?
- NI Holdings (NODK) reported impact of assumptions updates and model changes of $13.73M in Q3 2025.
- How has NI Holdings's impact of assumptions updates and model changes changed year-over-year?
- NI Holdings's impact of assumptions updates and model changes decreased by 22.1% year-over-year, from $17.62M to $13.73M.
- What does impact of assumptions updates and model changes mean?
- Impact of assumptions updates and model changes
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