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Other financials

Income statement

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Revenue$197.3M+5.6%
Gross profit$183.9M+8.0%
Operating income$7.0M-34.6%
Net income$4.3M-47.6%
EPS (diluted)$0.07-36.4%

Balance sheet

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Cash & equivalents$62.0M-41.1%
Total debt$7.1M+77.5%
Total equity$325.8M-16.5%
Total assets$418.0M-12.2%

Cash flow

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Operating cash flow$41.2M+135%
Free cash flow$41.1M+145%

Valuation

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Market cap$652.07M-9.4%
Enterprise value$597.17M-3.4%
P/E10×-5.2×
P/S0.8×-0.2×

Profitability

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Gross margin93.5%+2.5pp
Operating margin10.2%+6.8pp
Net margin7.6%+1.5pp
FCF margin19%+8.4pp

Returns & leverage

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Return on equity18.2%+5.9pp
Debt / equity0.0×
Current ratio2.6×-0.8×

Where this comes from

Reported directly by NerdWallet, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

The source filing: NerdWallet, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001625278-26-000060
(in millions)Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Purchase of investment(2.0)
Liquidation of certificate of deposit2.3
Capitalized software development costs(7.4)(8.1)
Purchases of property and equipment(0.5)(0.9)
Business combinations, net of cash acquired(16.1)(5.0)
Net cash used in investing activities(23.7)(14.0)
Financing Activities:
Net borrowing (repayment) on warehouse line of credit(1.7)8.7

Item 1. Financial Statements.

FAQ

What is NerdWallet, Inc.'s capex?
NerdWallet, Inc. (NRDS) reported capex of $100K in Q2 2026.
How has NerdWallet, Inc.'s capex changed year-over-year?
NerdWallet, Inc.'s capex decreased by 85.7% year-over-year, from $700K to $100K.
What is the long-term trend for NerdWallet, Inc.'s capex?
Over 4 years (2021 to 2025), NerdWallet, Inc.'s capex has grown at a -13.3% compound annual growth rate (CAGR), from $2.3M to $1.3M.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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