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NerdWallet, Inc. NRDS Operating Income

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Segments

By segment

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Reportable Segment$7M-34.6%

Other financials

Income statement

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Revenue$197.3M+5.6%
Gross profit$183.9M+8.0%
Net income$4.3M-47.6%
EPS (diluted)$0.07-36.4%

Balance sheet

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Cash & equivalents$62.0M-41.1%
Total debt$7.1M+77.5%
Total equity$325.8M-16.5%
Total assets$418.0M-12.2%

Cash flow

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Operating cash flow$41.2M+135%
CapEx$100.0K-85.7%
Free cash flow$41.1M+145%

Valuation

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Market cap$652.07M-9.4%
Enterprise value$597.17M-3.4%
P/E10×-5.2×
P/S0.8×-0.2×

Profitability

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Gross margin93.5%+2.5pp
Operating margin10.2%+6.8pp
Net margin7.6%+1.5pp
FCF margin19%+8.4pp

Returns & leverage

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Return on equity18.2%+5.9pp
Debt / equity0.0×
Current ratio2.6×-0.8×

Where this comes from

Reported directly by NerdWallet, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: NerdWallet, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001625278-26-000060
(in millions, except per share amounts)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Sales and marketing145.4128.0294.5287.7
General and administrative14.013.729.527.5
Total costs and expenses190.3176.2385.3384.7
Income from Operations7.010.734.211.4
Other income, net:
Interest income0.40.81.31.5
Interest expense(0.1)(0.2)(0.3)(0.3)
Other gains, net0.20.10.2

Item 1. Financial Statements.

FAQ

What is NerdWallet, Inc.'s operating income?
NerdWallet, Inc. (NRDS) reported operating income of $7M in Q2 2026.
How has NerdWallet, Inc.'s operating income changed year-over-year?
NerdWallet, Inc.'s operating income decreased by 34.6% year-over-year, from $10.7M to $7M.
What is the long-term trend for NerdWallet, Inc.'s operating income?
Over 3 years (2021 to 2025), NerdWallet, Inc.'s operating income has grown at a 18.7% compound annual growth rate (CAGR), from -$39M to $65.2M.
What does operating income mean?
Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.

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