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NerdWallet, Inc. NRDS Business Segments — Income from Operations

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Other financials

Income statement

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Revenue$197.3M+5.6%
Gross profit$183.9M+8.0%
Operating income$7.0M-34.6%
Net income$4.3M-47.6%
EPS (diluted)$0.07-36.4%

Balance sheet

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Cash & equivalents$62.0M-41.1%
Total debt$7.1M+77.5%
Total equity$325.8M-16.5%
Total assets$418.0M-12.2%

Cash flow

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Operating cash flow$41.2M+135%
CapEx$100.0K-85.7%
Free cash flow$41.1M+145%

Valuation

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Market cap$652.07M-9.4%
Enterprise value$597.17M-3.4%
P/E10×-5.2×
P/S0.8×-0.2×

Profitability

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Gross margin93.5%+2.5pp
Operating margin10.2%+6.8pp
Net margin7.6%+1.5pp
FCF margin19%+8.4pp

Returns & leverage

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Return on equity18.2%+5.9pp
Debt / equity0.0×
Current ratio2.6×-0.8×

Where this comes from

Reported directly by NerdWallet, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: NerdWallet, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001625278-26-000060
(in millions)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Performance marketing116.189.5237.8187.1
Personnel-related expenses146.142.390.483.8
Stock-based compensation17.49.015.016.5
Capitalized internally developed software costs(4.0)(4.7)(8.5)(9.8)
Depreciation and amortization9.312.719.025.3
Other segment costs and expenses215.427.431.681.8
Total costs and expenses190.3176.2385.3384.7
Income from Operations$7.0$10.7$34.2$11.4

Item 1. Financial Statements.

FAQ

What is NerdWallet, Inc.'s business segments — income from operations?
NerdWallet, Inc. (NRDS) reported business segments — income from operations of $7M in Q2 2026.
How has NerdWallet, Inc.'s business segments — income from operations changed year-over-year?
NerdWallet, Inc.'s business segments — income from operations decreased by 34.6% year-over-year, from $10.7M to $7M.
What does business segments — income from operations mean?
This is the profit generated by the reportable segment after deducting all operating costs and expenses from its total revenue. It serves as the primary measure of the segment's core business performance and profitability. A positive and growing trend indicates a healthy, self-sustaining business model.

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