What does community banking — purchased receivable income mean?

Represents the interest or fee income earned from portfolios of receivables acquired from third parties. This activity allows the bank to deploy capital into diversified credit assets beyond traditional organic loan originations. It serves as an indicator of the bank's strategy for asset growth and yield enhancement through inorganic means.

Northrim BanCorp (NRIM) Community Banking — Purchased receivable income

Screener

Other segment segments

Specialty Finance

$6.13M-0.3%

Home Mortgage Lending

$0—

Similar metrics at other companies

WSBCCommunity Banking — Digital Banking Income

$6.6M+22.1%

BOTJCommunity Banking — Other Income

$1.36M+11.0%

FNBCommunity Banking — Interest Income

$577M-0.7%

FNBCommunity Banking — Net Income

$152M+6.3%

FNBCommunity Banking — Noninterest Income

$69M+4.5%

WTFCCommunity Banking — Income Tax

$64.28M+27.3%

Other financials

Income statement

See full

Revenue$53.9M+7.2%

Net income$15.3M+30.3%

EPS (diluted)$0.68-67.5%

Balance sheet

See full

Cash & equivalents$406.9M-17.3%

Total debt$93.0M+1,215%

Total equity$347.6M+19.8%

Total assets$3.4B+5.3%

Cash flow

See full

Operating cash flow$27.2M+64.6%

CapEx$2.9M+1,290%

Free cash flow$24.3M+48.9%

Valuation

See full

Market cap$587.71M+25.5%

P/E8.6×-1.9×

P/S2.7×0.0×

Profitability

See full

Net margin30.9%+5.8pp

FCF margin67.2%—

Returns & leverage

See full

Return on equity21.5%+4.8pp

Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Northrim BanCorp in its filing.

Tagged under the XBRL concept nrim:IncomePurchasedReceivables.

The source filing: Northrim BanCorp’s 10-Q, filed May 1, 2026.

Filed: May 1, 2026, 2:06 PM EDT
Fiscal quarter: Q1 FY2026
Calendar quarter: Q1 2026
Accession: 0001163370-26-000021

(In Thousands, Except Per Share Data)	Three Months Ended / March 31, 2026	Three Months Ended / March 31, 2025
Net Interest Income After Provision (Benefit) for Credit Losses	33,701	32,706
Other Operating Income
Mortgage banking income	6,461	4,251
Purchased receivable income	6,132	6,150
Bankcard fees	1,089	1,074
Service charges on deposit accounts	811	677
Unrealized (loss) on marketable equity securities	(256)	(50)
Other income	642	938

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Northrim BanCorp's community banking — purchased receivable income?: Northrim BanCorp (NRIM) reported community banking — purchased receivable income of $0 in Q1 2026.
What does community banking — purchased receivable income mean?: Represents the interest or fee income earned from portfolios of receivables acquired from third parties. This activity allows the bank to deploy capital into diversified credit assets beyond traditional organic loan originations. It serves as an indicator of the bank's strategy for asset growth and yield enhancement through inorganic means.