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Insperity

NSP

Insperity is a leading provider of human resources and business performance solutions, primarily operating as a professional employer organization (PEO).

Market cap
$1.92B-15.3%
Revenue$6.8B+3.0%
Net income-$25.0M-135%
Free cash flow-$628.0M-230%
EPS (diluted)-$0.67-135%
Trailing twelve months · change vs. prior year

Earnings

Q2 2026 report

July 29, 2026

Next report

Date not yet announced

Financials

Q1 2026

Income statement

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Revenue$1.9B+1.7%
Gross profit$302.0M-2.6%
Operating income$62.0M-8.8%
Net income$33.0M-35.3%
EPS (diluted)$0.88-34.8%

Balance sheet

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Cash & equivalents$24.0M+60.0%
Total debt$430.0M-1.4%
Total equity$67.0M-43.7%
Total assets$2.2B+2.5%

Cash flow

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Operating cash flow-$67.0M+84.9%
CapEx$6.0M0.0%
Free cash flow-$73.0M+83.7%

Valuation & ratios

Valuation

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Market cap$1.92B-15.3%
Enterprise value$2.32B-14.7%
P/S0.3×-0.1×

Profitability

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Gross margin13%-2.3pp
Operating margin-0.2%
Net margin-0.4%-1.4pp

Returns & leverage

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Return on equity-26.9%-82.5pp
Debt / equity6.4×+2.8×
Current ratio1.1×0.0×

Segments

By geography

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Northeast$527.0M+0.2%
West$386.0M+2.4%
Southwest$350.0M+0.9%
Central$342.0M+2.1%
Southeast$271.0M+5.4%

Competitors

Profile

Insperity is a leading provider of human resources and business performance solutions, primarily operating as a professional employer organization (PEO). The company leverages a co-employment model to manage payroll, benefits, and regulatory compliance for small and medium-sized businesses, allowing clients to focus on their core operations. Its value proposition centers on a 'high-touch/high-tech' service delivery that combines personalized HR expertise with proprietary technology platforms.

Competitive position

Insperity is one of the largest PEO service providers in the United States, distinguished by a high staff-to-worksite-employee ratio and a focus on high-touch advisory services.

GeographiesUnited States
Customer segmentsSmall and Medium-Sized Businesses (SMB), Middle Market Enterprises
Business modelCo-employment, B2B, Service-as-a-Solution, Professional Employer Organization
SuppliersHealth insurance carriers, Workers' compensation insurance providers, Cloud infrastructure providers, Software vendors
CustomersSmall business owners, Middle market executives, Worksite employees
Listed1997
Employees4.4K
CEOPaul J. Sarvadi
FilingsSEC EDGAR

Questions, answered.

What is Insperity's market cap?
Insperity (NSP) has a market capitalization of $1.9B and trades on NYSE.
What is Insperity's revenue and profitability?
Insperity generated $6.8B in trailing twelve-month revenue with a net loss of $25.0M, representing a net margin of -0.4%. Gross margin stands at 13.0%, with free cash flow of -$628.0M. These figures are based on the Q1 2026 filing.
Who are Insperity's competitors?
Insperity's key competitors include TriNet Group, Inc., Automatic Data Processing, Inc., Paychex, Inc., and others. These companies compete in similar markets and product categories.
Who does Insperity partner with?
Insperity's notable partners include Workday, Inc., UnitedHealthcare, Chubb Group of Insurance Companies, and others.
Where is Insperity headquartered?
Insperity is headquartered in United States of America and employs approximately 4,400 people. It has been publicly traded since 1997.