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Insperity NSP Total debt

Total debt at other companies

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$4.61B-0.8%
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$946M+0.1%
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$1.54B+4.7%
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$1.99B+2.0%
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Other financials

Income statement

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Revenue$1.9B+1.7%
Gross profit$302.0M-2.6%
Operating income$62.0M-8.8%
Net income$33.0M-35.3%
EPS (diluted)$0.88-34.8%

Balance sheet

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Cash & equivalents$24.0M+60.0%
Total equity$67.0M-43.7%
Total assets$2.2B+2.5%

Cash flow

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Operating cash flow-$67.0M+84.9%
CapEx$6.0M0.0%
Free cash flow-$73.0M+83.7%

Valuation

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Market cap$1.45B-69.3%
Enterprise value$1.86B-61.9%
P/S0.2×-0.5×

Profitability

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Gross margin13%-2.3pp
Operating margin-0.2%
Net margin-0.4%-1.4pp
FCF margin0.8%+0.5pp

Returns & leverage

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Return on equity-26.9%-82.5pp
Debt / equity6.4×+2.8×
Current ratio1.1×0.0×

Where this comes from

Calculated from Insperity’s reported figures.

Plus components not separately reported this period.

The official record: Insperity’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Insperity's total debt?
Insperity (NSP) reported total debt of $430M in Q1 2026.
How has Insperity's total debt changed year-over-year?
Insperity's total debt decreased by 1.4% year-over-year, from $436M to $430M.
What is the long-term trend for Insperity's total debt?
Over 5 years (2020 to 2025), Insperity's total debt has grown at a 0.2% compound annual growth rate (CAGR), from $450.21M to $454M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.