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Insperity NSP Long-Term Debt

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Other financials

Income statement

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Revenue$1.9B+1.7%
Gross profit$302.0M-2.6%
Operating income$62.0M-8.8%
Net income$33.0M-35.3%
EPS (diluted)$0.88-34.8%

Balance sheet

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Cash & equivalents$24.0M+60.0%
Total debt$430.0M-1.4%
Total equity$67.0M-43.7%
Total assets$2.2B+2.5%

Cash flow

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Operating cash flow-$67.0M+84.9%
CapEx$6.0M0.0%
Free cash flow-$73.0M+83.7%

Valuation

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Market cap$1.96B+2.9%
Enterprise value$2.36B+2.0%
P/S0.3×0.0×

Profitability

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Gross margin13%-2.3pp
Operating margin-0.2%
Net margin-0.4%-1.4pp
FCF margin0.8%+0.5pp

Returns & leverage

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Return on equity-26.9%-82.5pp
Debt / equity6.4×+2.8×
Current ratio1.1×0.0×

Where this comes from

Reported directly by Insperity in its filing.

Tagged under the XBRL concept us-gaap:LongTermDebtNoncurrent.

The source filing: Insperity’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 6:49 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001000753-26-000050
(in millions)March 31, 2026December 31, 2025
Client funds liability and other accrued liabilities91114
Total current liabilities1,5881,620
Accrued workers’ compensation costs, net of current104102
Long-term debt369369
Operating lease liabilities, net of current6166
Deferred income taxes, net7
Total noncurrent liabilities541537
Commitments and contingencies

Item 1. Financial Statements

FAQ

What is Insperity's long-term debt?
Insperity (NSP) reported long-term debt of $369M in Q1 2026.
How has Insperity's long-term debt changed year-over-year?
Insperity's long-term debt decreased by 0.0% year-over-year, from $369M to $369M.
What is the long-term trend for Insperity's long-term debt?
Over 5 years (2020 to 2025), Insperity's long-term debt has grown at a -0.0% compound annual growth rate (CAGR), from $369.4M to $369M.
What does long-term debt mean?
Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.

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