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Onity Group ONIT Lending — Other expenses

Other segment segments

Originations
$1.5M0.0%
Corporate Segment and Other Operating Segment
$1.4M-12.5%
Servicing
$200K-60.0%

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Other financials

Income statement

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Revenue$294.3M+17.8%
Net income$7.6M-65.6%
EPS (diluted)$0.74-70.4%

Balance sheet

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Cash & equivalents$182.5M+2.5%
Total debt$2.2B+38.8%
Total equity$629.2M+36.7%
Total assets$17.7B+9.1%

Cash flow

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Operating cash flow-$1.6B-974%
CapEx$100.0K-66.7%
Free cash flow-$1.6B-971%

Valuation

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Market cap$323.49M+2.8%
Enterprise value$2.34B+0.8%
P/E1.9×
P/S0.3×0.0×

Profitability

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Net margin15.7%
FCF margin-97.9%-126pp

Returns & leverage

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Return on equity32.1%
Debt / equity3.5×+0.1×

Where this comes from

Reported directly by Onity Group in its filing.

Tagged under the XBRL concept us-gaap:OtherExpenses.

The source filing: Onity Group’s 10-K, filed February 17, 2026.

Filed
Feb 17, 2026, 4:37 PM EST
Fiscal year
FY2025
Accession
0001628280-26-008625
Financial information for our segments prepared under GAAP is as follows: / Results of Operations / Year Ended December 31, 2025Financial information for our segments prepared under GAAP is as follows: / ServicingFinancial information for our segments prepared under GAAP is as follows: / OriginationsFinancial information for our segments prepared under GAAP is as follows: / CorporateBusiness Segments Consolidated
Professional services19.62.146.167.8
Occupancy, equipment and mailing28.83.21.633.6
Corporate overhead allocations55.117.0(72.1)
Other expenses1.96.46.514.7
Operating expenses276.8109.3105.6491.7
Other income (expense)
Interest income51.080.34.1135.4
Interest expense(211.6)(73.5)(23.6)(308.6)

ITEM 16. FORM 10-K SUMMARY

FAQ

What is Onity Group's lending — other expenses?
Onity Group (ONIT) reported lending — other expenses of $1.6M in Q4 2025.
How has Onity Group's lending — other expenses changed year-over-year?
Onity Group's lending — other expenses increased by 18.5% year-over-year, from $1.35M to $1.6M.
What is the long-term trend for Onity Group's lending — other expenses?
Over 4 years (2021 to 2025), Onity Group's lending — other expenses has grown at a -9.2% compound annual growth rate (CAGR), from $9.4M to $6.4M.
What does lending — other expenses mean?
Captures miscellaneous operating costs within the lending segment that do not fall into primary categories like compensation or technology. Tracking these expenses is essential for identifying non-recurring or ancillary operational drains on segment profitability.

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