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Ameris Bancorp ABCB Warehouse Lending — Other expenses
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Other financials
Where this comes from
Reported directly by Ameris Bancorp in its filing.
Tagged under the XBRL concept us-gaap:OtherExpenses.
The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 3:07 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000351569-26-000143
| (dollars in thousands) | Three Months Ended June 30, 2026 / Banking Division | Three Months Ended June 30, 2026 / Retail Mortgage Division | Three Months Ended June 30, 2026 / Warehouse Lending Division | Three Months Ended June 30, 2026 / Premium Finance Division | Total |
|---|---|---|---|---|---|
| Salaries and employee benefits | 66,668 | 21,493 | 468 | 2,865 | 91,494 |
| Occupancy and equipment | 11,823 | 685 | 7 | 40 | 12,555 |
| Data processing and communications expenses | 14,041 | 1,302 | 59 | 169 | 15,571 |
| Other expenses(1) | 110,933 | 11,587 | 184 | 390 | 123,094 |
| Total noninterest expense | 203,465 | 35,067 | 718 | 3,464 | 242,714 |
| Income before income tax expense | 32,406 | 16,274 | 8,717 | 8,652 | 66,049 |
| Income tax expense | 7,538 | 3,417 | 1,831 | 1,817 | 14,603 |
| Net income | $24,868 | $12,857 | $6,886 | $6,835 | $51,446 |
Item 1. Financial Statements.
FAQ
- What is Ameris Bancorp's warehouse lending — other expenses?
- Ameris Bancorp (ABCB) reported warehouse lending — other expenses of $184K in Q2 2026.
- How has Ameris Bancorp's warehouse lending — other expenses changed year-over-year?
- Ameris Bancorp's warehouse lending — other expenses increased by 91.7% year-over-year, from $96K to $184K.
- What is the long-term trend for Ameris Bancorp's warehouse lending — other expenses?
- Over 4 years (2021 to 2025), Ameris Bancorp's warehouse lending — other expenses has grown at a 11.5% compound annual growth rate (CAGR), from $490K to $756K.
- What does warehouse lending — other expenses mean?
- This represents miscellaneous operating costs incurred by the warehouse lending segment that do not fall into specific categories like personnel or technology. It captures various administrative, legal, or operational overheads necessary for the segment's day-to-day functioning. Keeping this metric low relative to revenue is essential for maintaining optimal segment margins.
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