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Ameris Bancorp ABCB Premium  Finance  Division — Other expenses

Other segment segments

Banking Division
$23.9M-7.0%
Retail Mortgage
$12.53M+4.8%
Warehouse Lending
$179K-33.7%

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Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OtherExpenses.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's premium  finance  division — other expenses?
Ameris Bancorp (ABCB) reported premium  finance  division — other expenses of $687K in Q1 2026.
How has Ameris Bancorp's premium  finance  division — other expenses changed year-over-year?
Ameris Bancorp's premium  finance  division — other expenses decreased by 29.1% year-over-year, from $969K to $687K.
What is the long-term trend for Ameris Bancorp's premium  finance  division — other expenses?
Over 4 years (2021 to 2025), Ameris Bancorp's premium  finance  division — other expenses has grown at a 4.5% compound annual growth rate (CAGR), from $3.68M to $4.4M.
What does premium  finance  division — other expenses mean?
This metric captures miscellaneous operating expenses incurred by the premium finance division that do not fall into specific categories like personnel or occupancy. It includes items such as professional fees, marketing, and other administrative costs. Monitoring this helps identify trends in discretionary spending and overall operational overhead for the segment.