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Ameris Bancorp ABCB Retail Mortgage — Other expenses

Other segment segments

Banking Division
$23.9M-7.0%
Premium  Finance  Division
$687K-29.1%
Warehouse Lending
$179K-33.7%

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$20M-25.9%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OtherExpenses.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's retail mortgage — other expenses?
Ameris Bancorp (ABCB) reported retail mortgage — other expenses of $12.53M in Q1 2026.
How has Ameris Bancorp's retail mortgage — other expenses changed year-over-year?
Ameris Bancorp's retail mortgage — other expenses increased by 4.8% year-over-year, from $11.96M to $12.53M.
What is the long-term trend for Ameris Bancorp's retail mortgage — other expenses?
Over 4 years (2021 to 2025), Ameris Bancorp's retail mortgage — other expenses has grown at a 6.1% compound annual growth rate (CAGR), from $38.3M to $48.49M.
What does retail mortgage — other expenses mean?
This includes miscellaneous operating costs not categorized under personnel, occupancy, or technology, such as professional fees, marketing, and administrative expenses. It provides insight into the secondary operational costs required to run the mortgage business.