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Onity Group ONIT Lending — Technology and communications

Other segment segments

Servicing
$8.3M+12.2%
Corporate Segment and Other Operating Segment
$6.4M+16.4%
Originations
$2.8M+33.3%

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Other financials

Income statement

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Revenue$294.3M+17.8%
Net income$7.6M-65.6%
EPS (diluted)$0.74-70.4%

Balance sheet

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Cash & equivalents$182.5M+2.5%
Total debt$2.2B+38.8%
Total equity$629.2M+36.7%
Total assets$17.7B+9.1%

Cash flow

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Operating cash flow-$1.6B-974%
CapEx$100.0K-66.7%
Free cash flow-$1.6B-971%

Valuation

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Market cap$323.49M+2.8%
Enterprise value$2.34B+0.8%
P/E1.9×
P/S0.3×0.0×

Profitability

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Net margin15.7%
FCF margin-97.9%-126pp

Returns & leverage

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Return on equity32.1%
Debt / equity3.5×+0.1×

Where this comes from

Reported directly by Onity Group in its filing.

Tagged under the XBRL concept us-gaap:CommunicationsAndInformationTechnology.

The source filing: Onity Group’s 10-K, filed February 17, 2026.

Filed
Feb 17, 2026, 4:37 PM EST
Fiscal year
FY2025
Accession
0001628280-26-008625
Financial information for our segments prepared under GAAP is as follows: / Results of Operations / Year Ended December 31, 2025Financial information for our segments prepared under GAAP is as follows: / ServicingFinancial information for our segments prepared under GAAP is as follows: / OriginationsFinancial information for our segments prepared under GAAP is as follows: / CorporateBusiness Segments Consolidated
Operating expenses
Compensation and benefits93.659.799.3252.6
Servicing and origination47.611.458.9
Technology and communications30.39.524.364.1
Professional services19.62.146.167.8
Occupancy, equipment and mailing28.83.21.633.6
Corporate overhead allocations55.117.0(72.1)
Other expenses1.96.46.514.7

ITEM 16. FORM 10-K SUMMARY

FAQ

What is Onity Group's lending — technology and communications?
Onity Group (ONIT) reported lending — technology and communications of $2.38M in Q4 2025.
How has Onity Group's lending — technology and communications changed year-over-year?
Onity Group's lending — technology and communications increased by 30.1% year-over-year, from $1.83M to $2.38M.
What is the long-term trend for Onity Group's lending — technology and communications?
Over 4 years (2021 to 2025), Onity Group's lending — technology and communications has grown at a -0.8% compound annual growth rate (CAGR), from $9.8M to $9.5M.
What does lending — technology and communications mean?
Represents the costs associated with the digital infrastructure, software, and communication systems required to support lending operations. This reflects the company's investment in automation and connectivity to maintain competitive mortgage processing capabilities.

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