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Ally Financial ALLY Automotive Finance operations — Technology and communications

Other segment segments

Insurance operations
$4M-20.0%
Corporate Finance operations
$1M0.0%

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Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$367.0M+4.3%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.61B+18.8%
Enterprise value$25.14B+33.3%
P/E9.7×-16.8×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:CommunicationsAndInformationTechnology.

The source filing: Ally Financial’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 5:21 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000040729-26-000009
Three months ended March 31, ($ in millions)Automotive Finance operationsInsurance operationsCorporate Finance operationsCorporate and OtherConsolidated (a)
Compensation and benefits expense1913226242491
Insurance losses and loss adjustment expenses121121
Other operating expenses
Technology and communications expenses284168101
Other (b)37319319(63)522
Total other operating expenses401197205623
Total noninterest expense592350462471,235
Income (loss) from continuing operations before income tax expense (benefit)$336$28$94$(58)$400

Item 1. Financial Statements

FAQ

What is Ally Financial's automotive finance operations — technology and communications?
Ally Financial (ALLY) reported automotive finance operations — technology and communications of $28M in Q1 2026.
How has Ally Financial's automotive finance operations — technology and communications changed year-over-year?
Ally Financial's automotive finance operations — technology and communications decreased by 3.4% year-over-year, from $29M to $28M.
What is the long-term trend for Ally Financial's automotive finance operations — technology and communications?
Over 3 years (2022 to 2025), Ally Financial's automotive finance operations — technology and communications has grown at a 0.6% compound annual growth rate (CAGR), from $117M to $119M.
What does automotive finance operations — technology and communications mean?
This encompasses expenditures related to IT infrastructure, software, data processing, and communication systems necessary to support automotive finance operations. It reflects the segment's investment in digital transformation and operational connectivity.

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