What is OPLN's finance — operating profit?

OPLN (OPLN) reported finance — operating profit of $36.9M in Q1 2026.

How has OPLN's finance — operating profit changed year-over-year?

OPLN's finance — operating profit decreased by 7.1% year-over-year, from $39.7M to $36.9M.

What does finance — operating profit mean?

This metric measures the core profitability of the finance segment by subtracting direct operating expenses from segment revenues. It indicates the segment's ability to generate earnings from its primary lending and financial service activities before interest and taxes.

OPLN OPLN Finance — Operating profit

Other segment segments

Marketplace

$36.9M—

Similar metrics at other companies

KBHFinancial services — Operating Income

$3.4M+6.4%

MHOFinancial Service — Operating Income

$16.72M-10.9%

MTHFinancial Services — Operating Income (Loss)

$3.49M-2.0%

LAD

LADFinancing Operations — Interest Income (Expense), Operating

$58.9M+27.2%

CVCOFinancial services — Income from operations

$7.74M+412%

CEOther — Operating profit (loss)

-$102M-13.3%

Other financials

Income statement

See full

Revenue$527.9M+14.7%

Gross profit$256.2M+17.3%

Operating income$73.8M+42.7%

Net income$48.9M+32.5%

EPS (diluted)$0.35+94.4%

Balance sheet

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Cash & equivalents$180.1M-18.3%

Total debt$607.3M+114%

Total equity$1.3B-8.7%

Total assets$4.9B+1.9%

Cash flow

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Operating cash flow$159.6M+30.2%

CapEx$13.1M+10.1%

Free cash flow$146.5M+32.3%

Valuation

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Market cap$4.03B—

Enterprise value$4.46B—

P/E21.3×—

P/S2×—

Profitability

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Gross margin46.5%+0.6pp

Operating margin10.9%+0.1pp

Net margin9.5%+2.4pp

FCF margin18.6%+4.1pp

Returns & leverage

See full

Return on equity14.4%+5.0pp

Debt / equity0.5×+0.3×

Current ratio1.2×0.0×

Where this comes from

Reported directly by OPLN in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The official record: OPLN’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OPLN's finance — operating profit?: OPLN (OPLN) reported finance — operating profit of $36.9M in Q1 2026.
How has OPLN's finance — operating profit changed year-over-year?: OPLN's finance — operating profit decreased by 7.1% year-over-year, from $39.7M to $36.9M.
What does finance — operating profit mean?: This metric measures the core profitability of the finance segment by subtracting direct operating expenses from segment revenues. It indicates the segment's ability to generate earnings from its primary lending and financial service activities before interest and taxes.