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OPENLANE OPLN Marketplace — Trade receivable allowances

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Other financials

Income statement

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Revenue$527.9M+14.7%
Gross profit$256.2M+17.3%
Operating income$73.8M+42.7%
Net income$48.9M+32.5%
EPS (diluted)$0.35+94.4%

Balance sheet

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Cash & equivalents$180.1M-18.3%
Total debt$607.3M+114%
Total equity$1.3B-8.7%
Total assets$4.9B+1.9%

Cash flow

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Operating cash flow$159.6M+30.2%
CapEx$13.1M+10.1%
Free cash flow$146.5M+32.3%

Valuation

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Market cap$4.62B+41.3%
Enterprise value$5.05B
P/E24.4×
P/S2.3×

Profitability

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Gross margin46.5%+0.6pp
Operating margin10.9%+0.1pp
Net margin9.5%+2.4pp
FCF margin18.6%+4.1pp

Returns & leverage

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Return on equity14.4%+5.0pp
Debt / equity0.5×+0.3×
Current ratio1.2×0.0×

Where this comes from

Reported directly by OPENLANE in its filing.

Tagged under the XBRL concept us-gaap:AllowanceForDoubtfulAccountsReceivableCurrent.

The source filing: OPENLANE’s 10-K, filed February 18, 2026.

Filed
Feb 18, 2026, 11:36 AM EST
Fiscal year
FY2025
Accession
0001395942-26-000006
Line itemYear Ended December 31, 2025Year Ended December 31, 2024Year Ended December 31, 2023
Allowance for Doubtful Accounts
Balance at beginning of period$6.7$9.9$15.8
Provision for credit losses5.16.78.6
Less net charge-offs(2.4)(9.6)(14.6)
Other0.3(0.3)0.1
Balance at end of period$9.7$6.7$9.9

Item 8. Financial Statements and Supplementary Data

FAQ

What is OPENLANE's marketplace — trade receivable allowances?
OPENLANE (OPLN) reported marketplace — trade receivable allowances of $9.7M in Q4 2025.
What does marketplace — trade receivable allowances mean?
This represents the estimated portion of accounts receivable that the company expects will not be collected from marketplace customers. It is a critical indicator of credit risk management and the overall quality of the segment's trade receivables.

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