Old Republic International ORI General Liability — Year 10

Similar metrics at other companies

HIGGeneral Liability — 10th Year

3.7%+3.1pp

HIGGeneral Liability — 9th Year

6.2%+2.5pp

TRVGeneral Liability — Short-duration Insurance Contracts, Historical Claims Duration, Year Ten

3.8%+0.1pp

HIGProfessional liability — 10th Year

0.7%+0.4pp

HIGGeneral Liability — 5th Year

14.9%-0.6pp

TRVGeneral Liability — Short-duration Insurance Contracts, Historical Claims Duration, Year Nine

6.1%+1.2pp

Questions, answered.

What is Old Republic International's general liability — year 10?

Old Republic International (ORI) reported general liability — year 10 of 2.5% in Q4 2025.

How has Old Republic International's general liability — year 10 changed year-over-year?

Old Republic International's general liability — year 10 increased by 38.9% year-over-year, from 1.8% to 2.5%.

What does general liability — year 10 mean?

This metric represents the cumulative underwriting performance and claims development for general liability insurance policies issued ten years prior to the current reporting period. It serves as a long-term indicator of reserve adequacy and the accuracy of initial loss estimates for long-tail casualty exposures. By tracking the maturity of these specific cohorts, the company evaluates the ultimate cost of claims and the effectiveness of its long-term risk management strategies.