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Old Republic International ORI Specialty Insurance Group — Assumed Premiums Earned

Other product segments

Title Insurance Group
$2.2M0.0%
Life Insurance
$1.7M
Accident and health Insurance
$0
Life Insurance in Force
$0

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Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:AssumedPremiumsEarned.

The source filing: Old Republic International’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 3:41 PM EST
Fiscal year
FY2025
Accession
0000074260-26-000008
Years Ended December 31:202520242023
Specialty Insurance
Direct$8,513.4$7,706.9$6,776.4
Assumed202.9106.896.6
Ceded$3,286.2$2,783.2$2,516.7
Direct$8,144.7$7,221.8$6,513.2
Assumed119.3108.094.7
Ceded$3,079.2$2,652.8$2,488.6
$2,455.3$2,585.1$1,795.9

Item 8 - Financial Statements and Supplementary Data

FAQ

What is Old Republic International's specialty insurance group — assumed premiums earned?
Old Republic International (ORI) reported specialty insurance group — assumed premiums earned of $29.83M in Q4 2025.
How has Old Republic International's specialty insurance group — assumed premiums earned changed year-over-year?
Old Republic International's specialty insurance group — assumed premiums earned increased by 10.5% year-over-year, from $27M to $29.83M.
What is the long-term trend for Old Republic International's specialty insurance group — assumed premiums earned?
Over 4 years (2021 to 2025), Old Republic International's specialty insurance group — assumed premiums earned has grown at a 12.8% compound annual growth rate (CAGR), from $73.7M to $119.3M.
What does specialty insurance group — assumed premiums earned mean?
This metric measures the revenue earned from reinsurance contracts where the specialty insurance segment acts as the reinsurer, assuming risk from other insurance companies. It reflects the segment's participation in the reinsurance market and its capacity to diversify risk by taking on liabilities from external insurers. This revenue is recognized over the duration of the reinsurance coverage period.

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