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Old Republic International ORI Specialty Insurance Group — Combined Ratio

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Other financials

Income statement

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Revenue$2.4B+13.5%
Net income$330.0M+34.7%
EPS (diluted)$1.32+34.7%

Balance sheet

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Cash & equivalents$202.1M-23.4%
Total debt$1.6B+0.1%
Total equity$5.9B-0.1%
Total assets$29.6B+5.6%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$9.42B+1.1%
Enterprise value$10.81B+1.6%
P/E9.2×-2.7×
P/S-0.1×

Profitability

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Net margin10.8%+1.5pp

Returns & leverage

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Return on equity17.2%+4.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:CombinedRatio.

The official record: Old Republic International’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Republic International's specialty insurance group — combined ratio?
Old Republic International (ORI) reported specialty insurance group — combined ratio of 94.8% in Q1 2026.
How has Old Republic International's specialty insurance group — combined ratio changed year-over-year?
Old Republic International's specialty insurance group — combined ratio increased by 5.6% year-over-year, from 89.8% to 94.8%.
What is the long-term trend for Old Republic International's specialty insurance group — combined ratio?
Over 2 years (2022 to 2025), Old Republic International's specialty insurance group — combined ratio has grown at a 75.8% compound annual growth rate (CAGR), from 89.5% to 276.7%.
What does specialty insurance group — combined ratio mean?
A key industry metric representing the sum of the loss ratio and the expense ratio. It measures the efficiency of the underwriting process, where a ratio below 1.0 indicates an underwriting profit and a ratio above 1.0 indicates an underwriting loss.