Old Republic International ORI Specialty Insurance Group — Reinsurance Limits
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Where this comes from
Reported directly by Old Republic International in its filing.
Tagged under the XBRL concept ori:ReinsuranceLimits.
The source filing: Old Republic International’s 10-K, filed February 26, 2026.
- Filed
- Feb 26, 2026, 3:41 PM EST
- Fiscal year
- FY2025
- Accession
- 0000074260-26-000008
Although insurers are permitted to charge an additional premium for terrorism coverage, insureds may reject the coverage. The program's protection is not triggered for losses arising from an act of terrorism until the industry first suffers losses in excess of a prescribed aggregate deductible during any one year. The program deductible trigger was $200.0 for 2025. Once the program trigger is met, the program will be responsible for a fixed percentage of the Company's terrorism losses that exceed its deductible. The Company's deductible amounts to 20% of direct earned premium on eligible property and casualty insurance coverages. The Company currently reinsures limits on a treaty basis of $195.0 in excess of $5.0 for claims arising from certain acts of terrorism for casualty clash and catastrophe workers' compensation liability insurance coverages. The Company also purchases facultative reinsurance on certain accounts in excess of $200.0 to manage the Company's net exposure.
Item 8 - Financial Statements and Supplementary Data
FAQ
- What is Old Republic International's specialty insurance group — reinsurance limits?
- Old Republic International (ORI) reported specialty insurance group — reinsurance limits of $48.75M in Q4 2025.
- How has Old Republic International's specialty insurance group — reinsurance limits changed year-over-year?
- Old Republic International's specialty insurance group — reinsurance limits decreased by 0.0% year-over-year, from $48.75M to $48.75M.
- What is the long-term trend for Old Republic International's specialty insurance group — reinsurance limits?
- Over 4 years (2021 to 2025), Old Republic International's specialty insurance group — reinsurance limits has grown at a 0.0% compound annual growth rate (CAGR), from $195M to $195M.
- What does specialty insurance group — reinsurance limits mean?
- The total maximum coverage or capacity provided by reinsurance agreements for the segment's insurance portfolio. This reflects the amount of risk the insurer transfers to third-party reinsurers to protect its balance sheet.
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