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Old Republic International ORI Specialty Insurance Segment — Other Operating Expenses

Other segment segments

Title Insurance Group
$2.73B+9.4%
Corporate & Other
$69.1M+1.9%

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Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationOtherOperatingExpense.

The source filing: Old Republic International’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 3:41 PM EST
Fiscal year
FY2025
Accession
0000074260-26-000008
Column A / Segment / Year Ended December 31, 2025:Column G / Net Investment IncomeColumn H / Loss and Loss Adjustment ExpensesColumn I / Amortizationof Deferred Policy Acquisition CostsColumn J / Other Operating ExpensesColumn K / Premiums Written
Insurance Underwriting:
Specialty Insurance$611.7$3,311.9$841.9$937.0$5,430.1
Title Insurance69.662.22,726.72,594.4
Corporate & Other (a)27.33.269.110.7
Reinsurance Recoverable (b)
Consolidated$708.7$3,377.3$841.9$3,732.9$8,035.3
Year Ended December 31, 2024:
Insurance Underwriting:

Item 15 - Exhibits

FAQ

What is Old Republic International's specialty insurance segment — other operating expenses?
Old Republic International (ORI) reported specialty insurance segment — other operating expenses of $234.25M in Q4 2025.
How has Old Republic International's specialty insurance segment — other operating expenses changed year-over-year?
Old Republic International's specialty insurance segment — other operating expenses increased by 19.7% year-over-year, from $195.78M to $234.25M.
What is the long-term trend for Old Republic International's specialty insurance segment — other operating expenses?
Over 4 years (2021 to 2025), Old Republic International's specialty insurance segment — other operating expenses has grown at a 9.7% compound annual growth rate (CAGR), from $648M to $937M.
What does specialty insurance segment — other operating expenses mean?
This includes all general and administrative expenses incurred by the specialty insurance segment that are not directly tied to claims or policy acquisition. It covers overhead, technology, and personnel costs. Controlling these expenses is essential for maintaining a competitive combined ratio.

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