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Old Republic International ORI Specialty Insurance Segment — Risk based capital

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Other financials

Income statement

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Revenue$2.4B+13.5%
Net income$330.0M+34.7%
EPS (diluted)$1.32+34.7%

Balance sheet

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Cash & equivalents$202.1M-23.4%
Total debt$1.6B+0.1%
Total equity$5.9B-0.1%
Total assets$29.6B+5.6%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$9.42B+1.1%
Enterprise value$10.81B+1.6%
P/E9.2×-2.7×
P/S-0.1×

Profitability

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Net margin10.8%+1.5pp

Returns & leverage

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Return on equity17.2%+4.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept ori:RiskBasedCapitalPercent.

The official record: Old Republic International’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Republic International's specialty insurance segment — risk based capital?
Old Republic International (ORI) reported specialty insurance segment — risk based capital of 508% in Q4 2025.
How has Old Republic International's specialty insurance segment — risk based capital changed year-over-year?
Old Republic International's specialty insurance segment — risk based capital decreased by 7.5% year-over-year, from 549% to 508%.
What does specialty insurance segment — risk based capital mean?
The minimum capital level required by regulators based on the specific risks taken by the insurance segment.
How do you interpret specialty insurance segment — risk based capital?
A higher ratio of actual capital to risk-based capital indicates a safer, more robust financial position, while a lower ratio may trigger regulatory intervention.
How does specialty insurance segment — risk based capital compare across companies?
Standardized metric across the insurance industry known as the 'RBC Ratio'.