Old Republic International ORI Specialty Insurance Segment — Risk based capital
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Where this comes from
Reported directly by Old Republic International in its filing.
Tagged under the XBRL concept ori:RiskBasedCapitalPercent.
The source filing: Old Republic International’s 10-K, filed February 26, 2026.
- Filed
- Feb 26, 2026, 3:41 PM EST
- Fiscal year
- FY2025
- Accession
- 0000074260-26-000008
The insurance laws of the respective states in which the Company’s insurance subsidiaries are incorporated prescribe minimum capital and surplus requirements for the lines of business they are licensed to write. For domestic property and casualty and life and accident insurance companies, the National Association of Insurance Commissioners also prescribes risk-based capital (RBC) requirements. RBC is a measure of statutory capital in relationship to a formula-driven definition of risk relative to a company’s balance sheet and mix of business. The combined RBC ratio of the primary insurance subsidiaries contributing to the Specialty Insurance segment was 508% and 549% of the company action level RBC at December 31, 2025 and 2024, respectively. The minimum capital requirements for the Company’s Title Insurance subsidiaries are established by statute in the respective states of domicile. The minimum regulatory capital requirements are not significant in relationship to the recorded statutory capital of the Company’s Title and Life and Accident insurance subsidiaries. At December 31, 2025 and 2024 each of the Company’s insurance subsidiaries exceeded the minimum statutory capital and surplus requirements.
Item 8 - Financial Statements and Supplementary Data
FAQ
- What is Old Republic International's specialty insurance segment — risk based capital?
- Old Republic International (ORI) reported specialty insurance segment — risk based capital of 508% in Q4 2025.
- How has Old Republic International's specialty insurance segment — risk based capital changed year-over-year?
- Old Republic International's specialty insurance segment — risk based capital decreased by 7.5% year-over-year, from 549% to 508%.
- What does specialty insurance segment — risk based capital mean?
- This represents the regulatory capital requirement calculated based on the specific risk profile of the insurance segment's assets and liabilities. It is used by regulators to determine if an insurer has sufficient capital to support its risk exposure. It acts as a benchmark for financial stability and regulatory compliance.
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