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Old Republic International ORI Title Insurance Group — Ceded Premiums Earned

Other product segments

Life Insurance in Force
$269.9M-23.2%
Accident and health Insurance
$3.4M-30.6%
Life Insurance
$1.6M-23.8%

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$21.25M-9.6%
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$40.03M+12.8%
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AFLLife Insurance — Ceded Premiums Earned
$13M+2.0%

Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:CededPremiumsEarned.

The source filing: Old Republic International’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 3:41 PM EST
Fiscal year
FY2025
Accession
0000074260-26-000008
Column A / Year Ended December 31, 2025:Column B / Gross AmountColumn C / Cededto Other CompaniesColumn D / Assumedfrom Other CompaniesColumn E / Net AmountColumn F / Percentageof Amount Assumedto Net
Life insurance in force$523.2$269.9$253.3
Premium Revenues:
Specialty Insurance$8,144.7$3,079.2$119.3$5,184.82.3%
Title Insurance2,592.22.22,594.40.1
Life and Health Insurance:
Life insurance3.91.61.73.943.3
Accident and health insurance8.93.45.5
Total Life & Health Insurance12.85.01.79.418.0

Item 15 - Exhibits

FAQ

What is Old Republic International's title insurance group — ceded premiums earned?
Old Republic International (ORI) reported title insurance group — ceded premiums earned of $0 in Q4 2025.
What does title insurance group — ceded premiums earned mean?
This metric represents the portion of premiums that the title insurance segment transfers to reinsurers in exchange for risk protection. It reflects the company's strategy for managing its risk exposure and capital requirements through reinsurance agreements.

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