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Old Republic International ORI Title Insurance — Underwriting Acquisition And Other Expenses

Other segment segments

Specialty Insurance Group
$449.9M+14.3%
Other
$16.9M+7.0%

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$32.28M+29.7%
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CINFCommercial Insurance — Underwriting, acquisition and insurance expenses
$391M+9.2%
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CINFPersonal Insurance — Underwriting, acquisition and insurance expenses
$242M+9.0%

Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept ori:UnderwritingAcquisitionAndOtherExpenses.

The source filing: Old Republic International’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 1:46 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000074260-26-000072
Quarter Ended March 31, 2026:Specialty InsuranceTitle InsuranceCorporate & OtherConsolidation Elimination Adjustments (a)Total
Subtotal191.6445.70.4637.9
General expenses258.2215.316.5490.1
Total underwriting, acquisition, and
other expenses449.9661.116.91,128.0
Segment underwriting income (loss)67.2(0.5)(15.4)51.2
Add: Net investment income158.117.418.7(16.3)178.0
Less: Interest and other charges16.20.117.6(16.3)17.7
Segment pretax operating income (loss)209.016.7(14.3)211.5

Item 1. CONSOLIDATED BALANCE SHEETS

FAQ

What is Old Republic International's title insurance — underwriting acquisition and other expenses?
Old Republic International (ORI) reported title insurance — underwriting acquisition and other expenses of $661.1M in Q1 2026.
How has Old Republic International's title insurance — underwriting acquisition and other expenses changed year-over-year?
Old Republic International's title insurance — underwriting acquisition and other expenses increased by 9.9% year-over-year, from $601.4M to $661.1M.
What is the long-term trend for Old Republic International's title insurance — underwriting acquisition and other expenses?
Over 3 years (2022 to 2025), Old Republic International's title insurance — underwriting acquisition and other expenses has grown at a -7.8% compound annual growth rate (CAGR), from $3.48B to $2.73B.
What does title insurance — underwriting acquisition and other expenses mean?
The total cost incurred to acquire and service title insurance policies, encompassing commissions, administrative overhead, and other operational costs. This metric is critical for calculating the combined ratio.

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