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Oscar Health OSCR Long-Term Debt

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Other financials

Income statement

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Revenue$4.6B+52.6%
Operating income$704.1M+137%
Net income$679.0M+147%
EPS (diluted)$2.07+125%

Balance sheet

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Cash & equivalents$4.8B+114%
Total debt$430.9M+43.7%
Total equity$1.7B+24.8%
Total assets$9.3B+59.0%

Cash flow

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Operating cash flow$2.6B+198%
CapEx$8.8M-2.6%
Free cash flow$2.6B+200%

Valuation

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Market cap$9.08B+149%
Enterprise value$4.68B+252%
P/S0.7×+0.3×

Profitability

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Operating margin0.1%
Net margin-0.3%
FCF margin-8.2%

Returns & leverage

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Return on equity-2.6%
Debt / equity0.3×0.0×
Current ratio1.1×+0.2×

Where this comes from

Reported directly by Oscar Health in its filing.

Tagged under the XBRL concept us-gaap:LongTermDebtNoncurrent.

The source filing: Oscar Health’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:24 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001568651-26-000040
(in thousands, except per share amounts)March 31, 2026December 31, 2025
Unearned premiums172,004166,203
Reinsurance payable5,1123,579
Total current liabilities7,140,3544,862,587
Long-term debt430,876430,095
Other liabilities51,36851,994
Total liabilities7,622,5985,344,676
Commitments and contingencies (Note 12)
Stockholders' Equity

Item 1. Financial Statements

FAQ

What is Oscar Health's long-term debt?
Oscar Health (OSCR) reported long-term debt of $430.88M in Q1 2026.
How has Oscar Health's long-term debt changed year-over-year?
Oscar Health's long-term debt increased by 43.7% year-over-year, from $299.75M to $430.88M.
What is the long-term trend for Oscar Health's long-term debt?
Over 5 years (2020 to 2025), Oscar Health's long-term debt has grown at a 24.7% compound annual growth rate (CAGR), from $142.49M to $430.1M.
What does long-term debt mean?
Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.

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