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Oscar Health OSCR Liability for Unpaid Claims and Claims Adjustment Expense, Net

Liability for Unpaid Claims and Claims Adjustment Expense, Net at other companies

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CVS HealthCVS
$16.2B+13.3%
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$541.37M+18.2%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE

Other financials

Income statement

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Revenue$4.6B+52.6%
Operating income$704.1M+137%
Net income$679.0M+147%
EPS (diluted)$2.07+125%

Balance sheet

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Cash & equivalents$4.8B+114%
Total debt$430.9M+43.7%
Total equity$1.7B+24.8%
Total assets$9.3B+59.0%

Cash flow

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Operating cash flow$2.6B+198%
CapEx$8.8M-2.6%
Free cash flow$2.6B+200%

Valuation

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Market cap$9.08B+149%
Enterprise value$4.68B+252%
P/S0.7×+0.3×

Profitability

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Operating margin0.1%
Net margin-0.3%
FCF margin-8.2%

Returns & leverage

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Return on equity-2.6%
Debt / equity0.3×0.0×
Current ratio1.1×+0.2×

Where this comes from

Reported directly by Oscar Health in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet.

The source filing: Oscar Health’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:24 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001568651-26-000040
(in thousands)Three Months Ended March 31, 2026 / Benefits PayableThree Months Ended March 31, 2026 / Unallocated Claims Adjustment ExpenseThree Months Ended March 31, 2026 / TotalThree Months Ended March 31, 2025 / Benefits PayableThree Months Ended March 31, 2025 / Unallocated Claims Adjustment ExpenseThree Months Ended March 31, 2025 / Total
Total claims incurred and CAE, net$3,229,857$18,317$3,248,174$2,259,651$28,933$2,288,584
Claims paid and CAE
Current year$2,257,289$7,328$2,264,617$1,536,660$17,753$1,554,413
Prior years715,7667,720723,486588,8579,969598,826
Total claims and CAE paid, net$2,973,055$15,048$2,988,103$2,125,517$27,722$2,153,239
Benefits and CAE payable, end of period, net$1,685,646$22,579$1,708,225$1,432,229$19,452$1,451,681
Add: Reinsurance recoverable48,40548,40533,34933,349
Benefits and CAE payable, end of period$1,734,051$22,579$1,756,630$1,465,578$19,452$1,485,030

Item 1. Financial Statements

FAQ

What is Oscar Health's liability for unpaid claims and claims adjustment expense, net?
Oscar Health (OSCR) reported liability for unpaid claims and claims adjustment expense, net of $1.71B in Q1 2026.
How has Oscar Health's liability for unpaid claims and claims adjustment expense, net changed year-over-year?
Oscar Health's liability for unpaid claims and claims adjustment expense, net increased by 17.7% year-over-year, from $1.45B to $1.71B.
What is the long-term trend for Oscar Health's liability for unpaid claims and claims adjustment expense, net?
Over 4 years (2021 to 2025), Oscar Health's liability for unpaid claims and claims adjustment expense, net has grown at a 41.3% compound annual growth rate (CAGR), from $363.5M to $1.45B.

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