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Universal Insurance Holdings UVE Liability for Unpaid Claims and Claims Adjustment Expense, Net

Liability for Unpaid Claims and Claims Adjustment Expense, Net at other companies

American International Group logo
American International GroupAIG
$41.99B+0.3%
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SiriusPointSPNT
W.R. Berkley logo
W.R. BerkleyWRB

Other financials

Income statement

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Revenue$427.0M+6.7%
Net income$59.2M+68.7%
EPS (diluted)$2.04+68.6%

Balance sheet

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Cash & equivalents$532.2M+22.1%
Total debt$97.9M-3.0%
Total equity$637.2M+39.2%
Total assets$3.3B+0.9%

Cash flow

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Operating cash flow$154.8M-17.1%
CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation

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Market cap$1.23B+82.0%
Enterprise value$794.4M+133%
P/E5.6×-4.6×
P/S0.8×+0.3×

Profitability

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Net margin13.5%+9.3pp
FCF margin21.5%

Returns & leverage

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Return on equity40.2%+24.6pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Universal Insurance Holdings in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet.

The source filing: Universal Insurance Holdings’s 10-Q, filed April 29, 2026.

Filed
Apr 29, 2026, 4:12 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000891166-26-000046
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Total incurred228,096250,555
Paid related to:
Current year88,93564,435
Prior years119,270123,468
Total paid208,205187,903
Net balance at end of period486,259460,007
Plus: Reinsurance recoverables182,464433,670
Balance at end of period$668,723$893,677

Item 1. Financial Statements

FAQ

What is Universal Insurance Holdings's liability for unpaid claims and claims adjustment expense, net?
Universal Insurance Holdings (UVE) reported liability for unpaid claims and claims adjustment expense, net of $486.26M in Q1 2026.
How has Universal Insurance Holdings's liability for unpaid claims and claims adjustment expense, net changed year-over-year?
Universal Insurance Holdings's liability for unpaid claims and claims adjustment expense, net increased by 5.7% year-over-year, from $460.01M to $486.26M.
What is the long-term trend for Universal Insurance Holdings's liability for unpaid claims and claims adjustment expense, net?
Over 5 years (2020 to 2025), Universal Insurance Holdings's liability for unpaid claims and claims adjustment expense, net has grown at a 18.1% compound annual growth rate (CAGR), from $202.94M to $466.37M.

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