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PCB Bancorp PCB Business Segments — Tier 1 leverage ratio (consolidated)

Similar metrics at other companies

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HFWATier 1 Leverage Adequacy Requirement
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NWFLTier 1 Leverage Well-Capitalized Requirement
$121.36M+4.4%
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WSFSCommon Equity Tier 1 Capital (to risk-weighted assets), Consolidated Capital Percent
13.9%+0.1pp
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VLYCommon equity tier 1 capital, ratio
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TMPTier 1 Leverage Well-Capitalized Requirement
$416.51M+4.6%
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OCFCCommon equity Tier 1 (to risk-weighted assets), Actual Ratio
7%0.0pp

Other financials

Income statement

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Revenue$30.2M+12.4%
Net income$10.7M+37.7%
EPS (diluted)$0.74+39.6%

Balance sheet

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Cash & equivalents$267.4M+24.8%
Total debt$18.3M-6.0%
Total equity$396.7M+7.0%
Total assets$3.4B+5.5%

Cash flow

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Operating cash flow$20.7M+781%
CapEx$28.0K-96.3%
Free cash flow$20.6M+1,191%

Valuation

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Market cap$397.86M+40.7%
Enterprise value$148.76M+69.3%
P/E9.9×+0.1×
P/S3.3×+0.6×

Profitability

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Net margin33.9%+5.8pp
FCF margin36.5%+6.8pp

Returns & leverage

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Return on equity10.5%+2.5pp
Debt / equity0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept pcb:Tier1LeverageRatioPercentage.

The official record: PCB Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PCB Bancorp's business segments — tier 1 leverage ratio (consolidated)?
PCB Bancorp (PCB) reported business segments — tier 1 leverage ratio (consolidated) of 12.1% in Q1 2026.
How has PCB Bancorp's business segments — tier 1 leverage ratio (consolidated) changed year-over-year?
PCB Bancorp's business segments — tier 1 leverage ratio (consolidated) decreased by 0.7% year-over-year, from 12.1% to 12.1%.
What is the long-term trend for PCB Bancorp's business segments — tier 1 leverage ratio (consolidated)?
Over 2 years (2022 to 2025), PCB Bancorp's business segments — tier 1 leverage ratio (consolidated) has grown at a 58.1% compound annual growth rate (CAGR), from 14.3% to 35.8%.
What does business segments — tier 1 leverage ratio (consolidated) mean?
This ratio represents the relationship between a bank's core equity capital and its total consolidated assets, serving as a primary measure of financial strength and regulatory compliance. It indicates the institution's ability to absorb potential losses without falling below minimum capital requirements. A higher ratio generally suggests a more conservative capital structure and greater resilience against economic downturns.