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Reported July 27, 2026 · Before market open

Revenue$31.6MBeat by $688.0K
EPS$0.35Miss by $0.02
Revenue estimate$30.9M
EPS estimate$0.37
“The consistent execution of our strategy continues to produce strong growth and financial results. Our diluted earnings per share of $0.71 year to date are up 42% versus the same period last year and our book value per share of $13.89 is up $1.55 or 13% over the same period. Net interest margin is up 5 basis points versus last quarter and 39 basis points versus the same quarter last year. Our capital ratios continue to be well in excess of regulatory requirements. We remain committed to the communities we serve, and we'll continue investing in our people and in technology to improve our efficiency.”
Carlos P. Naudon

Next report

Oct 23, 2026 (In 2 weeks)
Revenue estimate$31.8M
EPS estimate$0.52

Financials

Q2 2026

Income statement

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Revenue$31.6M+19.3%
Net income$8.5M+39.3%
EPS (diluted)$0.35+40.0%

Balance sheet

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Cash & equivalents$25.6M-28.5%
Total debt$862.0M+12.4%
Total equity$561.0M+7.7%
Total assets$3.5B+10.8%

Cash flow

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Operating cash flow$8.0M+30.3%
CapEx$3.0K-98.8%
Free cash flow$8.0M+35.8%

Valuation & ratios

Valuation

as of 10/02/26
See full
Market cap$485.69M+48.4%
Enterprise value$1.32B+26.0%
P/E14.4×-0.8×
P/S4.1×+0.8×

Profitability

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Net margin28.1%+9.6pp
FCF margin48%+20.1pp

Returns & leverage

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Return on equity6.2%+2.8pp
Debt / equity1.5×+0.1×

FAQ

When did Ponce Financial Group, Inc. report Q2 2026 earnings?
Ponce Financial Group, Inc. (PDLB) reported Q2 2026 earnings on July 27, 2026 before market open.
What were Ponce Financial Group, Inc.'s Q2 2026 revenue and EPS?
Ponce Financial Group, Inc. reported revenue of $31.6M and eps of $0.35 for Q2 2026.
Did Ponce Financial Group, Inc. beat estimates in Q2 2026?
Revenue beat the consensus estimate of $30.9M by $688.0K. EPS missed the consensus estimate of $0.37 by $0.02.
How did Ponce Financial Group, Inc.'s Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 33.7% from $47.7M a year earlier and eps grew 40.0% from $0.25.
Where can I find Ponce Financial Group, Inc.'s Q2 2026 SEC filings?
You can read the 8-K earnings release (0001193125-26-316826) and the 10-Q periodic report (0001193125-26-334218) directly on SEC EDGAR. The filing index links above go to sec.gov.