Skip to content
Screener

Ponce Financial Group, Inc. PDLB Q4 2025 Annual earnings

Reported January 27, 2026 · After market close

Revenue$31.4MBeat by $4.7M
EPS$0.42Beat by $0.14
Revenue estimate$26.7M
EPS estimate$0.28

Next report

Oct 23, 2026 (in 3 months)
Revenue estimate$31.8M
EPS estimate$9.40

Financials

Q4 2025

Income statement

See full
Revenue$31.4M+37.6%
Net income$10.1M+246%
EPS (diluted)$0.43+258%

Balance sheet

See full
Cash & equivalents$28.5M-19.6%
Total debt$850.5M+2.9%
Total equity$541.5M+7.1%
Total assets$3.2B+6.1%

Cash flow

See full
Operating cash flow$34.9M+52.8%
CapEx--100%
Free cash flow$35.0M+56.2%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$392.42M+26.8%
Enterprise value$1.21B+10.3%
P/E13.7×-14.5×
P/S3.6×-0.1×

Profitability

See full
Net margin26.3%+13.2pp
FCF margin50%+44.6pp

Returns & leverage

See full
Return on equity5.5%+3.3pp
Debt / equity1.6×-0.1×

FAQ

When did Ponce Financial Group, Inc. report Q4 2025 earnings?
Ponce Financial Group, Inc. (PDLB) reported Q4 2025 earnings on January 27, 2026 after market close.
What were Ponce Financial Group, Inc.'s Q4 2025 revenue and EPS?
Ponce Financial Group, Inc. reported revenue of $31.4M and eps of $0.42 for Q4 2025.
Did Ponce Financial Group, Inc. beat estimates in Q4 2025?
Revenue beat the consensus estimate of $26.7M by $4.7M. EPS beat the consensus estimate of $0.28 by $0.14.
How did Ponce Financial Group, Inc.'s Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 29.2% from $44.4M a year earlier and eps grew 226.6% from $0.13.
Where can I find Ponce Financial Group, Inc.'s Q4 2025 SEC filings?
You can read the 8-K earnings release (0001193125-26-024843) and the 10-K periodic report (0001193125-26-104610) directly on SEC EDGAR. The filing index links above go to sec.gov.