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Ponce Financial Group, Inc. PDLB Financing Receivable Troubled Restructured Loans

Financing Receivable Troubled Restructured Loans at other companies

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Other financials

Income statement

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Revenue$31.6M+19.3%
Net income$8.5M+39.3%
EPS (diluted)$0.35+40.0%

Balance sheet

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Cash & equivalents$25.6M-28.5%
Total debt$862.0M+12.4%
Total equity$561.0M+7.7%
Total assets$3.5B+10.8%

Cash flow

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Operating cash flow$8.0M+30.3%
CapEx$3.0K-98.8%
Free cash flow$8.0M+35.8%

Valuation

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Market cap$485.45M+50.4%
Enterprise value$1.32B+25.5%
P/E14.4×-4.1×
P/S4.1×+0.6×

Profitability

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Net margin28.1%+9.6pp
FCF margin48%+20.1pp

Returns & leverage

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Return on equity6.2%+2.8pp
Debt / equity1.5×+0.1×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept pdlb:FinancingReceivableTroubledRestructuredLoans.

The source filing: Ponce Financial Group, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 10:53 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-334218

At June 30, 2026 and December 31, 2025, there were 13 and 14 troubled debt restructured loans totaling $3.5 million and $3.6 million, respectively, of which $3.1 million and $3.2 million are on accrual status at June 30, 2026 and December 31, 2025, respectively. There were no commitments to lend additional funds to borrowers whose loans have been modified in a troubled debt restructuring.

Item 1. Consolidated Financial Statements.

FAQ

What is Ponce Financial Group, Inc.'s financing receivable troubled restructured loans?
Ponce Financial Group, Inc. (PDLB) reported financing receivable troubled restructured loans of $13 in Q2 2026.
How has Ponce Financial Group, Inc.'s financing receivable troubled restructured loans changed year-over-year?
Ponce Financial Group, Inc.'s financing receivable troubled restructured loans decreased by 27.8% year-over-year, from $18 to $13.
What is the long-term trend for Ponce Financial Group, Inc.'s financing receivable troubled restructured loans?
Over 5 years (2020 to 2025), Ponce Financial Group, Inc.'s financing receivable troubled restructured loans has grown at a -15.2% compound annual growth rate (CAGR), from $32 to $14.
What does financing receivable troubled restructured loans mean?
Financing Receivable Troubled Restructured Loans as reported by Ponce Financial Group, Inc. Common Stock.

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