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First United FUNC Restructured Financing Receivable Individually Evaluated Loan Threshold Commitment

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Other financials

Income statement

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Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

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Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept func:RestructuredFinancingReceivableIndividuallyEvaluatedLoanThresholdCommitment.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's restructured financing receivable individually evaluated loan threshold commitment?
First United (FUNC) reported restructured financing receivable individually evaluated loan threshold commitment of $100K in Q1 2026.
How has First United's restructured financing receivable individually evaluated loan threshold commitment changed year-over-year?
First United's restructured financing receivable individually evaluated loan threshold commitment decreased by 0.0% year-over-year, from $100K to $100K.
What is the long-term trend for First United's restructured financing receivable individually evaluated loan threshold commitment?
Over 2 years (2023 to 2025), First United's restructured financing receivable individually evaluated loan threshold commitment has grown at a 0.0% compound annual growth rate (CAGR), from $100K to $100K.
What does restructured financing receivable individually evaluated loan threshold commitment mean?
This metric represents the specific monetary threshold or commitment level used by the bank to identify and evaluate individual financing receivables that have undergone troubled debt restructuring. It serves as a risk management benchmark to ensure that loans requiring significant modification are subject to rigorous individual credit assessment. Monitoring this threshold helps investors understand the bank's internal criteria for managing credit risk and identifying potential loan impairment.