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Hope Bancorp HOPE Financing receivable, balance threshold to determine individual evaluation for impairment

Financing receivable, balance threshold to determine individual evaluation for impairment at other companies

Orange County Bancorp logo
Orange County BancorpOBT
$350K0.0%
Greene County Bancorp logo
Greene County BancorpGCBC
$250K0.0%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$4.53M-38.7%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$1.72B+14.6%
Orange County Bancorp logo
Orange County BancorpOBT
$66.41M+48.8%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$642K-35.9%

Other financials

Income statement

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Revenue$141.0M+21.0%
Net income$29.5M+40.0%
EPS (diluted)$0.23+35.3%

Balance sheet

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Cash & equivalents$594.8M-18.9%
Total debt$453.6M+80.8%
Total equity$2.3B+5.7%
Total assets$18.7B+9.3%

Cash flow

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Operating cash flow$13.8M-48.2%
CapEx$2.0M-24.4%
Free cash flow$11.8M-50.8%

Valuation

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Market cap$1.73B+33.1%
Enterprise value$1.59B+94.4%
P/E24.7×+11.0×
P/S3.3×+0.5×

Profitability

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Net margin13.4%-6.9pp
FCF margin26.6%+4.5pp

Returns & leverage

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Return on equity3.2%-1.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Hope Bancorp in its filing.

Tagged under the XBRL concept hope:FinancingReceivableBalanceThresholdToDetermineIndividualEvaluationForImpairment.

The official record: Hope Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hope Bancorp's financing receivable, balance threshold to determine individual evaluation for impairment?
Hope Bancorp (HOPE) reported financing receivable, balance threshold to determine individual evaluation for impairment of $1M in Q1 2026.
How has Hope Bancorp's financing receivable, balance threshold to determine individual evaluation for impairment changed year-over-year?
Hope Bancorp's financing receivable, balance threshold to determine individual evaluation for impairment decreased by 0.0% year-over-year, from $1M to $1M.
What is the long-term trend for Hope Bancorp's financing receivable, balance threshold to determine individual evaluation for impairment?
Over 5 years (2020 to 2025), Hope Bancorp's financing receivable, balance threshold to determine individual evaluation for impairment has grown at a 14.9% compound annual growth rate (CAGR), from $500K to $1M.
What does financing receivable, balance threshold to determine individual evaluation for impairment mean?
This is the specific monetary threshold used by the bank to determine which individual financing receivables require a granular, case-by-case impairment evaluation rather than a collective assessment. It defines the boundary between loans managed through statistical modeling and those requiring manual credit review. This threshold is a key indicator of the bank's internal credit risk management policy and oversight rigor.