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Orange County Bancorp OBT Financing Receivable Excluding Interest Threshold Limit For Individual Evaluation Of Credit Risk

Financing Receivable Excluding Interest Threshold Limit For Individual Evaluation Of Credit Risk at other companies

Hope Bancorp logo
Hope BancorpHOPE
$1M0.0%
Greene County Bancorp logo
Greene County BancorpGCBC
$250K0.0%
ESQ
Esquire Financial Holdings, Inc.ESQ
$1.82B+28.2%
National Bank Holdings logo
National Bank HoldingsNBHC
100%0.0pp
Home Bancorp logo
Home BancorpHBCP
$35.31M-1.9%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$642K-35.9%

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept obt:FinancingReceivableExcludingInterestThresholdLimitForIndividualEvaluationOfCreditRisk.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's financing receivable excluding interest threshold limit for individual evaluation of credit risk?
Orange County Bancorp (OBT) reported financing receivable excluding interest threshold limit for individual evaluation of credit risk of $350K in Q1 2026.
How has Orange County Bancorp's financing receivable excluding interest threshold limit for individual evaluation of credit risk changed year-over-year?
Orange County Bancorp's financing receivable excluding interest threshold limit for individual evaluation of credit risk decreased by 0.0% year-over-year, from $350K to $350K.
What is the long-term trend for Orange County Bancorp's financing receivable excluding interest threshold limit for individual evaluation of credit risk?
Over 2 years (2023 to 2025), Orange County Bancorp's financing receivable excluding interest threshold limit for individual evaluation of credit risk has grown at a 0.0% compound annual growth rate (CAGR), from $350K to $350K.
What does financing receivable excluding interest threshold limit for individual evaluation of credit risk mean?
This metric defines the specific monetary threshold used by the bank to determine which individual financing receivables require a detailed, case-by-case credit risk evaluation. By setting this limit, the bank manages its internal resources to focus rigorous credit analysis on the most significant exposures. It reflects the bank's internal risk management policy and appetite for credit monitoring.