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Pioneer Bancorp, Inc. PBFS Financing Receivable Individually Evaluated For Impairment Net

Financing Receivable Individually Evaluated For Impairment Net at other companies

NEC
Northeast Community BancorpNECB
0
Orange County Bancorp logo
Orange County BancorpOBT
$3.11M+114%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$59.3M-39.0%
BK
BKBK
$43M-84.6%
Orange County Bancorp logo
Orange County BancorpOBT
$66.41M+48.8%
Orange County Bancorp logo
Orange County BancorpOBT
$24.74M-0.7%

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept pbfs:FinancingReceivableIndividuallyEvaluatedForImpairmentNet.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s financing receivable individually evaluated for impairment net?
Pioneer Bancorp, Inc. (PBFS) reported financing receivable individually evaluated for impairment net of $642K in Q1 2026.
How has Pioneer Bancorp, Inc.'s financing receivable individually evaluated for impairment net changed year-over-year?
Pioneer Bancorp, Inc.'s financing receivable individually evaluated for impairment net decreased by 35.9% year-over-year, from $1M to $642K.
What does financing receivable individually evaluated for impairment net mean?
This metric represents the net carrying amount of loans or financing receivables that have been specifically assessed for credit impairment on an individual basis. It reflects the portion of the loan portfolio where management has identified specific credit risks that require a tailored allowance for loan losses. Monitoring this figure helps investors gauge the bank's exposure to high-risk assets and the effectiveness of its credit risk management processes.