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Orange County Bancorp OBT Impaired Financing Receivable Excluding Accrued Interest Allowance For Credit Losses Individually Evaluated

Impaired Financing Receivable Excluding Accrued Interest Allowance For Credit Losses Individually Evaluated at other companies

Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$199K+17.8%
Bank7 Corp. logo
Bank7 Corp.BSVN
$209K+171%
USCB Financial Holdings, Inc. logo
USCB Financial Holdings, Inc.USCB
$40K-93.8%
Greene County Bancorp logo
Greene County BancorpGCBC
$472K-15.3%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$6.73M-46.5%
Hope Bancorp logo
Hope BancorpHOPE
$11.29M+116%

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept obt:ImpairedFinancingReceivableExcludingAccruedInterestAllowanceForCreditLossesIndividuallyEvaluated.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's impaired financing receivable excluding accrued interest allowance for credit losses individually evaluated?
Orange County Bancorp (OBT) reported impaired financing receivable excluding accrued interest allowance for credit losses individually evaluated of $3.11M in Q1 2026.
How has Orange County Bancorp's impaired financing receivable excluding accrued interest allowance for credit losses individually evaluated changed year-over-year?
Orange County Bancorp's impaired financing receivable excluding accrued interest allowance for credit losses individually evaluated increased by 114.0% year-over-year, from $1.45M to $3.11M.
What is the long-term trend for Orange County Bancorp's impaired financing receivable excluding accrued interest allowance for credit losses individually evaluated?
Over 2 years (2023 to 2025), Orange County Bancorp's impaired financing receivable excluding accrued interest allowance for credit losses individually evaluated has grown at a 123.2% compound annual growth rate (CAGR), from $559K to $2.79M.
What does impaired financing receivable excluding accrued interest allowance for credit losses individually evaluated mean?
This represents the specific allowance for credit losses allocated to financing receivables that have been individually evaluated and deemed impaired. It reflects management's estimate of expected losses on high-risk or significant loan exposures. This metric is vital for assessing the adequacy of the bank's reserves against specific credit deterioration.