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Pioneer Bancorp, Inc. PBFS Financing Receivable Allowance For Credit Loss Individually Evaluated For Impairment

Financing Receivable Allowance For Credit Loss Individually Evaluated For Impairment at other companies

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Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept pbfs:FinancingReceivableAllowanceForCreditLossIndividuallyEvaluatedForImpairment.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s financing receivable allowance for credit loss individually evaluated for impairment?
Pioneer Bancorp, Inc. (PBFS) reported financing receivable allowance for credit loss individually evaluated for impairment of $199K in Q1 2026.
How has Pioneer Bancorp, Inc.'s financing receivable allowance for credit loss individually evaluated for impairment changed year-over-year?
Pioneer Bancorp, Inc.'s financing receivable allowance for credit loss individually evaluated for impairment increased by 17.8% year-over-year, from $169K to $199K.
What does financing receivable allowance for credit loss individually evaluated for impairment mean?
The portion of the total allowance for credit losses specifically allocated to loans evaluated individually for impairment. This metric highlights the reserve coverage for high-risk or large-balance loans that show signs of credit deterioration. It provides insight into the bank's specific risk exposure to significant individual borrowers.