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Greene County Bancorp GCBC Financing Receivable Individually Evaluated Allowance For Credit Losses

Financing Receivable Individually Evaluated Allowance For Credit Losses at other companies

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Other financials

Income statement

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Revenue$23.9M+19.0%
Net income$10.5M+30.6%
EPS (diluted)$0.62+31.9%

Balance sheet

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Cash & equivalents$139.5M-10.3%
Total debt$75.5M+71.7%
Total equity$267.6M+16.8%
Total assets$3.2B+5.8%

Cash flow

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Operating cash flow$10.7M+46.1%
CapEx$13.0K-75.0%
Free cash flow$10.7M+46.9%

Valuation

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Market cap$518.43M+38.7%
Enterprise value$454.43M+73.2%
P/E13.3×+0.2×
P/S5.9×+0.7×

Profitability

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Net margin44.3%+4.4pp
FCF margin41.3%+5.9pp

Returns & leverage

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Return on equity15.7%+2.4pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Greene County Bancorp in its filing.

Tagged under the XBRL concept gcbc:FinancingReceivableIndividuallyEvaluatedAllowanceForCreditLosses.

The official record: Greene County Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Greene County Bancorp's financing receivable individually evaluated allowance for credit losses?
Greene County Bancorp (GCBC) reported financing receivable individually evaluated allowance for credit losses of $472K in Q1 2026.
How has Greene County Bancorp's financing receivable individually evaluated allowance for credit losses changed year-over-year?
Greene County Bancorp's financing receivable individually evaluated allowance for credit losses decreased by 15.3% year-over-year, from $557K to $472K.
What does financing receivable individually evaluated allowance for credit losses mean?
This represents the specific allowance for credit losses allocated to loans that were evaluated on an individual basis. It reflects management's estimate of expected losses for high-risk or significant loan exposures. Tracking this metric helps investors understand the bank's provisioning strategy for its most sensitive credit assets.