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WSFS Financial WSFS Allowance for Credit Losses on Financing Receivables - Individually Evaluated

Allowance for Credit Losses on Financing Receivables - Individually Evaluated at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$1.86M+16.2%

Other financials

Income statement

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Revenue$275.3M+7.5%
Net income$86.8M+31.8%
EPS (diluted)$1.64+46.4%

Balance sheet

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Cash & equivalents$2.5B+143%
Total debt$129.6M-15.1%
Total equity$2.7B+2.0%
Total assets$22.1B+7.6%

Cash flow

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Operating cash flow$86.4M+888%
CapEx$885.0K-63.6%
Free cash flow$85.5M+1,254%

Valuation

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Market cap$4.05B+38.1%
Enterprise value$1.71B-17.3%
P/E13.2×+2.0×
P/S3.7×+0.9×

Profitability

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Net margin28.4%+3.3pp
FCF margin27%+17.1pp

Returns & leverage

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Return on equity11.4%+1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by WSFS Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1.

The official record: WSFS Financial’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is WSFS Financial's allowance for credit losses on financing receivables - individually evaluated?
WSFS Financial (WSFS) reported allowance for credit losses on financing receivables - individually evaluated of $2.04M in Q1 2026.
What is the long-term trend for WSFS Financial's allowance for credit losses on financing receivables - individually evaluated?
Over 5 years (2020 to 2025), WSFS Financial's allowance for credit losses on financing receivables - individually evaluated has grown at a 204.9% compound annual growth rate (CAGR), from $14K to $3.69M.
What does allowance for credit losses on financing receivables - individually evaluated mean?
This represents the specific valuation allowance set aside for financing receivables that have been individually assessed for impairment due to credit risk. It reflects management's estimate of potential losses on significant loans that do not share common risk characteristics with the broader portfolio. Monitoring this metric helps investors understand the bank's exposure to idiosyncratic credit risks within its loan book.