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Greene County Bancorp GCBC Financing Receivable Threshold Principal Amount Of Collateral Dependent Loans Evaluated Individually

Financing Receivable Threshold Principal Amount Of Collateral Dependent Loans Evaluated Individually at other companies

National Bank Holdings logo
National Bank HoldingsNBHC
$250K0.0%
Hope Bancorp logo
Hope BancorpHOPE
$1M0.0%
Orange County Bancorp logo
Orange County BancorpOBT
$350K0.0%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$4.53M-38.7%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$39.78M+17.4%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$19.7M+272%

Other financials

Income statement

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Revenue$23.9M+19.0%
Net income$10.5M+30.6%
EPS (diluted)$0.62+31.9%

Balance sheet

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Cash & equivalents$139.5M-10.3%
Total debt$75.5M+71.7%
Total equity$267.6M+16.8%
Total assets$3.2B+5.8%

Cash flow

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Operating cash flow$10.7M+46.1%
CapEx$13.0K-75.0%
Free cash flow$10.7M+46.9%

Valuation

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Market cap$518.43M+38.7%
Enterprise value$454.43M+73.2%
P/E13.3×+0.2×
P/S5.9×+0.7×

Profitability

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Net margin44.3%+4.4pp
FCF margin41.3%+5.9pp

Returns & leverage

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Return on equity15.7%+2.4pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Greene County Bancorp in its filing.

Tagged under the XBRL concept gcbc:FinancingReceivableThresholdPrincipalAmountOfCollateralDependentLoansEvaluatedIndividually.

The official record: Greene County Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Greene County Bancorp's financing receivable threshold principal amount of collateral dependent loans evaluated individually?
Greene County Bancorp (GCBC) reported financing receivable threshold principal amount of collateral dependent loans evaluated individually of $250K in Q1 2026.
How has Greene County Bancorp's financing receivable threshold principal amount of collateral dependent loans evaluated individually changed year-over-year?
Greene County Bancorp's financing receivable threshold principal amount of collateral dependent loans evaluated individually decreased by 0.0% year-over-year, from $250K to $250K.
What does financing receivable threshold principal amount of collateral dependent loans evaluated individually mean?
This represents the specific principal amount threshold used by the bank to determine which collateral-dependent loans require an individual evaluation for credit losses. It defines the materiality boundary for granular credit risk assessment. Understanding this threshold is essential for evaluating the bank's internal credit risk management policies and accounting practices.