Skip to content

Ponce Financial Group, Inc. PDLB Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Valley National Bank logo
Valley National BankVLY
$450.27M+26.0%
Greene County Bancorp logo
Greene County BancorpGCBC
$19.74M+30.5%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$25.61M+14.5%
Citizens & Northern logo
Citizens & NorthernCZNC
$14.85M-24.8%
CNB Financial logo
CNB FinancialCCNE
$72.33M+54.3%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

See full
Revenue$30.3M+23.1%
Net income$8.6M+44.7%
EPS (diluted)$0.36+44.0%

Balance sheet

See full
Cash & equivalents$27.4M-14.6%
Total debt$812.5M+8.0%
Total equity$551.4M+7.3%
Total assets$3.3B+6.8%

Cash flow

See full
Operating cash flow$13.9M+6.1%
CapEx$47.0K-69.5%
Free cash flow$13.8M+7.0%

Valuation

See full
Market cap$472.87M+49.4%
Enterprise value$1.26B+21.3%
P/E15.1×-6.7×
P/S4.1×+0.5×

Profitability

See full
Net margin27.3%+10.8pp
FCF margin48.3%+28.1pp

Returns & leverage

See full
Return on equity5.9%+3.0pp
Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Ponce Financial Group, Inc.'s net interest income (after provisions).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Ponce Financial Group, Inc.'s net interest income (after provisions)?
Ponce Financial Group, Inc. (PDLB) reported net interest income (after provisions) of $26.57M in Q1 2026.
How has Ponce Financial Group, Inc.'s net interest income (after provisions) changed year-over-year?
Ponce Financial Group, Inc.'s net interest income (after provisions) increased by 18.2% year-over-year, from $22.49M to $26.57M.
What is the long-term trend for Ponce Financial Group, Inc.'s net interest income (after provisions)?
Over 4 years (2021 to 2025), Ponce Financial Group, Inc.'s net interest income (after provisions) has grown at a 14.4% compound annual growth rate (CAGR), from $56.13M to $96.03M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which is the expense set aside to cover expected future loan defaults. It provides a more accurate view of the bank's profitability after accounting for the inherent risk in its loan portfolio. It is a critical indicator of the bank's ability to maintain earnings while managing credit quality.